10239 NEWMINSTER LOOP, RUSKIN, FL, 33573
Active38 days on marketListed Sep 30, 2026MLS #TB8553619
About this home
10239 NEWMINSTER LOOP
Virtually Staged. BIG house, big possibilities and plenty of room to settle in! Welcome to Belmont, where nearly 3,000 square feet gives everyone a little space of their own. This 4-bedroom, 2.5-bath home has a comfortable, easy-flowing floor plan that just makes sense. A spacious flex room greets you at the front...formal living, home office, playroom...you decide. Beyond, the home opens up with the kitchen, dining and family room all connected for everyday living. The kitchen offers loads of cabinet and counter space, a closet pantry and casual bar seating, with sliders opening to the covered, screened lanai and fenced backyard. Upstairs is where you'll find all four bedrooms, including a roomy primary suite with walk-in closet, dual sinks, soaking tub and separate shower. Three additional bedrooms and a full bath round out the second floor. Tucked into Ruskin's popular Belmont community with shopping, dining and I-75 nearby, this is a whole lot of house in a location that keeps you connected. It's good to be home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,956
Sqft
0.16 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,190 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.7%
$/sqft vs Ruskin actives
$105 vs $179
Days on market
38 vs 64 typical
Where $105/sqft sits among the 282 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
35,362
Median age
64.1
Median income
$72,834
Median home value
$309,300
Avg household
2.11
Households w/ children
2,554
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$320K → $320K
Ruskin median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
158 of 282
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 10239 NEWMINSTER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$481,000
10205 STEDFAST COURT · same community
6 bd · 4 ba · 3,153 sqft · $153/sqft · 14 DOM
Sold · Feb ’26$355,000
10215 CELTIC ASH DRIVE · same community
4 bd · 4 ba · 2,590 sqft · $137/sqft · 142 DOM
Sold · Sep ’26$344,900
10152 CELTIC ASH DRIVE · same community
5 bd · 3 ba · 2,566 sqft · $134/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10239 NEWMINSTER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10239 NEWMINSTER LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10239 NEWMINSTER LOOP FAQs
What would the monthly payment be for 10239 NEWMINSTER LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,190/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10239 NEWMINSTER LOOP?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10239 NEWMINSTER LOOP?+
The most recent tax bill on record (2025) was $8,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10239 NEWMINSTER LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $310,500, this home is listed about 8% below the Ruskin median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10239 NEWMINSTER LOOP?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARTER COMPANY REALTORS · Trish Carter. MLS #TB8553619.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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