12145 ARMENIA GABLES CIRCLE, TAMPA, FL, 33612
Active12 days on marketListed Oct 1, 2026MLS #TB8553712
About this home
12145 ARMENIA GABLES CIRCLE
Virtually Staged. This unit offers the largest floor plan in Carrollwood Gables, this spacious 2-bedroom, 2-bath condo features approximately 1,492 square feet, vaulted ceilings and an arched Palladian window that fills the great room with light. Updated wood-look laminate flooring runs throughout the home. The kitchen features warm wood cabinetry, a stainless range, pantry, refrigerator, dishwasher, microwave and a breakfast bar that keeps the cook connected to the living and dining space. The main level also offers a spacious bedroom with an office nook and a full bathroom, ideal for guests or working from home. A short flight of steps leads to the private primary suite, which repeats the vaulted ceiling and includes its own office space, an en-suite bath, an oversized walk-in closet and a second closet. With a bedroom and a workspace on each level, the split layout gives everyone room to spread out. An in-unit washer and dryer, central air and ceiling fans add day-to-day comfort, and 2 reserved parking spaces make coming home easy. Residents enjoy a community pool, fitness center, playground and sidewalks, with views of the pond and fountain. Convenient to Fletcher and Armenia Avenues, Busch Gardens, ZooTampa and Tampa International Airport. Whether you're seeking a primary residence or an investment opportunity, this condo is move in ready. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,492
Sqft
0 ac
Lot size
1986
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$1 vs $289
Days on market
12 vs 64 typical
Where $1/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12145 ARMENIA GABLES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$192,500
12231 ARMENIA GABLES CIRCLE · same community
2 bd · 2 ba · 1,492 sqft · $129/sqft · 8 DOM
Sold · Sep ’26$187,000
12237 ARMENIA GABLES CIR · same community
2 bd · 2 ba · 1,128 sqft · $166/sqft · 22 DOM
Sold · Sep ’26$374,000
10221 N FLEETWOOD DRIVE
3 bd · 2 ba · 1,495 sqft · $250/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 12145 ARMENIA GABLES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12145 ARMENIA GABLES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12145 ARMENIA GABLES CIRCLE FAQs
What would the monthly payment be for 12145 ARMENIA GABLES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12145 ARMENIA GABLES CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,900, this home is listed about 100% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12145 ARMENIA GABLES CIRCLE?+
Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Corina Baltz. MLS #TB8553712.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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