12233 ARMENIA GABLES CIRCLE UNIT 12233, TAMPA, FL, 33612
Active25 days on marketListed Sep 18, 2026MLS #TB8550180
About this home
12233 ARMENIA GABLES CIRCLE UNIT 12233
Easy living, thoughtful updates, and a peaceful pond view come together at 12233 Armenia Gables Court. This 3-bedroom, 2-bath residence offers 1,306 square feet with vaulted ceilings, great natural light, and a layout that feels open and comfortable from the moment you walk in. The kitchen is finished with quartz countertops, white shaker cabinetry, stainless steel appliances, and plenty of storage, opening directly into the main living and dining spaces. Just beyond, the pond creates a quiet backdrop that makes the home feel tucked away while still being incredibly convenient to everything Tampa has to offer. The current owners have continued to improve the home with NEW flooring in all rooms 2025, a NEW refrigerator in 2025, a NEW water heater, fresh interior paint, and updated light fixtures. The HVAC was replaced in 2024, adding another major update to the list. The primary suite features its own private bath, while two additional bedrooms give you flexibility for guests, an office, or extra living space. One of the secondary bedrooms also opens to an enclosed patio, creating a great bonus space to make your own. Located in Carrollwood Gables, residents have access to a community pool, fitness center, and clubhouse, with shopping, dining, major roadways, and some of Tampa’s most popular neighborhoods just minutes away. Whether you’re looking for your first home, a low-maintenance Tampa home base, or simply something that feels move-in ready without sacrificing space, this one checks a lot of boxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,306
Sqft
0 ac
Lot size
1986
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,434 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.1%
$/sqft vs Tampa actives
$168 vs $289
Days on market
25 vs 64 typical
Where $168/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
220 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12233 ARMENIA GABLES CIRCLE UNIT 12233
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$187,000
12237 ARMENIA GABLES CIR · same community
2 bd · 2 ba · 1,128 sqft · $166/sqft · 22 DOM
Sold · Apr ’26$192,500
12231 ARMENIA GABLES CIRCLE · same community
2 bd · 2 ba · 1,492 sqft · $129/sqft · 8 DOM
Sold · Apr ’26$410,000
10224 N OAKLEAF AVENUE
3 bd · 1 ba · 1,327 sqft · $309/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12233 ARMENIA GABLES CIRCLE UNIT 12233 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12233 ARMENIA GABLES CIRCLE UNIT 12233 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12233 ARMENIA GABLES CIRCLE UNIT 12233 FAQs
What would the monthly payment be for 12233 ARMENIA GABLES CIRCLE UNIT 12233?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,434/mo — principal and interest, the actual property-tax bill, the $580/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12233 ARMENIA GABLES CIRCLE UNIT 12233?+
The association fee works out to $580 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12233 ARMENIA GABLES CIRCLE UNIT 12233?+
The most recent tax bill on record (2025) was $3,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12233 ARMENIA GABLES CIRCLE UNIT 12233?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $219,999, this home is listed about 49% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12233 ARMENIA GABLES CIRCLE UNIT 12233?+
Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Madison Whiteman. MLS #TB8550180.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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