551 OMAHA STREET, PALM HARBOR, FL, 34683
Active18 days on marketListed Sep 30, 2026MLS #TB8553725
About this home
551 OMAHA STREET
Welcome to your private oasis in Palm Harbor! This fully turnkey 6-bedroom, 5-bathroom estate features a main home and a self-contained detached guest house, making it perfect for large families or comfortable multigenerational living. The Main House has 3 bedrooms (all upstairs), 3 baths, a spacious eat-in kitchen, double living area, and direct access to the outdoor patio. The detached Guest House also has 3 bedrooms (1 bedroom/1 bath downstairs), a fully equipped upstairs kitchen, living area, and a lower-level theater/media room. Enjoy a resort-style backyard with a private pool, relaxing spa, custom putt-putt green, hammock lounge and expansive paver deck. You will find dual access from both Omaha Street and Ohio Ave with ample parking on both sides. Fully furnished and ready for move-in, this home is situated in a golf-cart-friendly neighborhood just minutes from downtown Palm Harbor and Honeymoon Island Beach (No flood zone). Schedule your tour today!
Facts & features
The home at a glance
6
Bedrooms
5.5
Bathrooms
3,416
Sqft
0.26 ac
Lot size
1930
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$217 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$217/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUTHERLAND TOWN OF
$2 vs $356
Days on market
18 vs 68 typical
Where $2/sqft sits among the 6 homes for sale in SUTHERLAND TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 6
SUTHERLAND TOWN OF have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 551 OMAHA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$648,500
1328 MICHIGAN AVENUE · same community
3 bd · 2.5 ba · 2,207 sqft · $294/sqft · 59 DOM
Sold · Jul ’26$740,000
1131 VIRGINIA AVENUE · same community
3 bd · 2 ba · 2,136 sqft · $346/sqft · 6 DOM
Sold · Mar ’26$580,000
1021 15TH STREET · same community
4 bd · 3 ba · 2,086 sqft · $278/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 551 OMAHA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 551 OMAHA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
551 OMAHA STREET FAQs
What would the monthly payment be for 551 OMAHA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $217/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 551 OMAHA STREET?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $7,900, this home is listed about 98% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 551 OMAHA STREET?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$7,900 is 98% below the PALM HARBOR 34683 median of $395,000, and at $2/sqft it sits under the Palm Harbor average of $272.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL LUXURY REALTY · Tara Cline. MLS #TB8553725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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