19742 ROSEATE DRIVE, LUTZ, FL, 33558
Active10 days on marketListed Oct 2, 2026MLS #TB8553978
About this home
19742 ROSEATE DRIVE
ABSOLUTELY STUNNING! LIKE A MODEL! Spectacular 2-story POOL HOME is loaded with upgrades, SMART-HOME FEATURES & an incredible apx $240,000 RESORT-STYLE BACKYARD featuring a CUSTOM POOL, PARADISE GRILLS MONACO OUTDOOR KITCHEN! From the moment you arrive, you’ll love the beautiful Mediterranean architecture, tile roof, lush tropical landscaping & EXTENDED PAVER DRIVEWAY. This is not your typical home it has been upgraded for luxury, convenience and the ultimate Florida lifestyle! Step inside to a bright & spacious OPEN-CONCEPT floor plan featuring high ceilings, beautiful wood-look tile flooring, designer finishes and an abundance of natural light. LED recessed lighting extends mostly throughout, while the kitchen features upgraded LUTRON LED lighting that can be controlled through Alexa or Caséta. Most light switches have also been upgraded to Kasa smart switches for remote operation, along with an upgraded Honeywell smart thermostat that can be controlled by phone. The centerpiece of the home is the gorgeous CHEF’S KITCHEN featuring 42" white cabinetry with crown molding, quartz countertops, tile backsplash, stainless-steel appliances, built-in oven and microwave, gas cooktop, stainless vent hood, center island with breakfast bar, walk-in pantry. Kitchen flows into the dining & living room, creating the perfect space for everyday living & entertaining. The 1st floor BEDROOM & FULL BATH are ideal for guests, In-laws or a home office. Upstairs you’ll find a HUGE LOFT/BONUS ROOM offering endless possibilities as a media or game room, 2nd family room or playroom. Spacious PRIMARY SUITE feels like a private retreat with a tray ceiling, windows overlooking the peaceful wooded setting, large walk-in closet. Beautifully upgraded primary bathroom features a dual-sink quartz vanity & impressive OVERSIZED WALK-IN SHOWER with floor-to-ceiling tile & frameless glass enclosure. 3rd & 4th spacious bedrooms & bathroom provide plenty of room. Now for the SHOWSTOPPER your own PRIVATE BACKYARD RESORT! The CUSTOM SALTWATER POOL, built in 2022, packed with upgrades including a BADU JET SWIM SYSTEM for lap and resistance training, POOL HEATER for year-round enjoyment, WATER FEATURE & LED POOL LIGHTING that can be controlled right from your phone. The oversized sun shelf with in-water loungers creates the perfect place to relax while enjoying the gorgeous private backyard with no rear neighbors. The OUTDOOR KITCHEN creates a true outdoor entertainment destination which features a COMMERCIAL GRILL, HIBACHI COOKTOP, separate burner, cocktail station, sink, ice maker, wine refrigerator, undercounter refrigerator, drawers & storage, service access panels, SOUND SYSTEM, custom Lutron LED lighting, ceiling fan & expansive bar seating. Add the mounted TV and covered entertaining space, and you have the ultimate setup for watching the big game, cooking for family & friends or enjoying evenings poolside. The owners' pool and outdoor kitchen were even featured in Paradise Grills promotional materials! Even the GARAGE has been upgraded! Features include EPOXY FLOORING, OVERHEAD STORAGE RACK, generator hookup & MyQ-enabled garage door opener that can be monitored and controlled from your cellphone. The combination of indoor upgrades and an outdoor living space of this caliber is hard to find. NO CDD FEE! Conveniently located in Lutz with access to shopping, dining, entertainment & major roadways throughout the Tampa Bay area. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,509
Sqft
0.16 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,886 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,886/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Lutz actives
$289 vs $240
Days on market
10 vs 66 typical
Where $289/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19742 ROSEATE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$675,000
19700 ROSEATE DRIVE · same community
4 bd · 3 ba · 2,509 sqft · $269/sqft · 89 DOM
Sold · Jul ’26$810,000
19165 PEASE PLACE · same community
5 bd · 3 ba · 3,176 sqft · $255/sqft · 2 DOM
Sold · Aug ’26$585,000
18922 FISHERMANS BEND DRIVE
5 bd · 3 ba · 2,505 sqft · $234/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19742 ROSEATE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19742 ROSEATE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19742 ROSEATE DRIVE FAQs
What would the monthly payment be for 19742 ROSEATE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,886/mo — principal and interest, the actual property-tax bill, the $154/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19742 ROSEATE DRIVE?+
The association fee works out to $154 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19742 ROSEATE DRIVE?+
The most recent tax bill on record (2025) was $4,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19742 ROSEATE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $725,000, this home is listed about 49% above the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19742 ROSEATE DRIVE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$725,000 runs 81% above the LUTZ 33558 median — but at 2,509 sqft it's also 19% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Christina Barone. MLS #TB8553978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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