455 ALT 19 S UNIT 202, PALM HARBOR, FL, 34683
Active17 days on marketListed Oct 1, 2026MLS #TB8554011
About this home
455 ALT 19 S UNIT 202
Welcome to Harbor Club! This beautifully updated 2-bedroom, 2-bath condo features a desirable split floor plan and a peaceful third-floor location overlooking a beautiful pond, with no neighbors above. The spacious interior offers a comfortable layout, while the roof was replaced by the association in 2021, providing peace of mind with this major improvement already completed. Enjoy an unbeatable location just minutes from Honeymoon Island, Downtown Dunedin, and charming Ozona, where you can enjoy waterfront dining, live music, boutique shopping, and breathtaking sunsets. The Pinellas Trail is right outside the community, making biking and exploring the area easy and enjoyable. Harbor Club offers fantastic amenities, including two swimming pools, tennis courts, and a clubhouse. The Jolly Trolley is conveniently nearby, providing easy access to Clearwater Beach and beyond. Zoned for highly desirable Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Whether you're looking for a primary residence, seasonal retreat, or investment property, this condo offers an ideal Florida lifestyle in a highly sought-after location!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
898
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $265
Days on market
17 vs 68 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ozona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ozona — neighborhood snapshot
Population
2,744
Median age
49
Median income
$47,842
Median home value
$625,873
Avg household
3
Households w/ children
242
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
232 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 455 ALT 19 S UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$143,000
455 ALT 19 S UNIT 268 · same community
2 bd · 2 ba · 898 sqft · $159/sqft · 274 DOM
Sold · May ’26$175,000
455 ALT 19 S UNIT 151 · same community
2 bd · 2 ba · 898 sqft · $195/sqft · 31 DOM
Sold · Jan ’26$175,000
455 ALT 19 S UNIT 17 · same community
2 bd · 2 ba · 898 sqft · $195/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 455 ALT 19 S UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 455 ALT 19 S UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
455 ALT 19 S UNIT 202 FAQs
What would the monthly payment be for 455 ALT 19 S UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 455 ALT 19 S UNIT 202?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,450, this home is listed about 100% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 455 ALT 19 S UNIT 202?+
Ozona Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$1,450 is 100% below the PALM HARBOR 34683 median of $395,000, and at $2/sqft it sits under the Palm Harbor average of $272.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ozona Elementary School, Palm Harbor University High, Palm Harbor Middle School — Ozona Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Qi Mai Mai. MLS #TB8554011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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