
628 RIVIERA DRIVE, TAMPA, FL, 33606
Active15 days on marketListed Oct 22, 2026MLS #TB8554152
About this home
628 RIVIERA DRIVE
Virtually Staged. Virtually finished. Set along Riviera Drive, an exclusive waterfront enclave occupying a separate island within Davis Islands, this property enjoys approximately 100 feet of frontage on a broad canal measuring an estimated 172 feet from seawall to seawall. The generous width of the waterway lends the setting an open, airy quality, while boaters will appreciate direct access to Hillsborough Bay and Tampa Bay without fixed-bridge obstructions. The single-story residence offers four bedrooms, three bathrooms, and approximately 2,165 heated square feet, with details that reflect its established character. Terrazzo flooring, built-ins, crown molding, and a wood-burning fireplace lend warmth and architectural interest, while the Florida room provides a welcoming space for everyday living. An attached two-car garage adds practical convenience. Outdoors, a private swimming pool, covered porches, and mature landscaping create an inviting setting for entertaining, quiet afternoons, and evenings near the water. From the backyard and waterfront, a portion of the downtown Tampa skyline is visible, providing an additional connection to the surrounding cityscape. An existing concrete seawall frames the canal edge, further defining the property's waterfront setting. Buyers may choose to thoughtfully renovate the existing residence and carry its character forward or explore the possibility of new construction on this waterfront homesite, subject to applicable zoning, floodplain, and building requirements. Zoned RS-75 and located in flood zone AE, the property is also being marketed as a land listing. The Davis Islands Village, neighborhood parks, marina, and waterfront recreation are close at hand, while downtown Tampa, Bayshore Boulevard, and the dining, shopping, and cultural destinations of greater South Tampa are a short drive away. With its established island setting, generous waterfront frontage, and flexibility for the future, the property offers a distinctive opportunity to enjoy Davis Islands waterfront living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,165
Sqft
0.29 ac
Lot size
2
Garage
1957
Year built
One
Levels
$1,986
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$29,455 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$29,455/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+237.4%
$/sqft vs DAVIS ISLANDS PB10 PG52 TO 57
$1,986 vs $540
Days on market
15 vs 55 typical
Where $1,986/sqft sits among the 23 homes for sale in DAVIS ISLANDS PB10 PG52 TO 57
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davis Islands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Davis Islands — neighborhood snapshot
Population
5,227
Median age
47
Median income
$147,819
Median home value
$1,135,067
Avg household
2
Households w/ children
783
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
13 of 23
DAVIS ISLANDS PB10 PG52 TO 57 have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 629% above the TAMPA 33606 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 RIVIERA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$975,000
53 ALBEMARLE AVENUE · same community
3 bd · 2.5 ba · 2,386 sqft · $409/sqft · 192 DOM
Sold · Apr ’26$1,175,000
637 JAMAICA AVENUE · same community
4 bd · 2 ba · 1,941 sqft · $605/sqft · 446 DOM
Sold · Nov ’25$830,000
163 BARBADOS AVENUE · same community
4 bd · 2 ba · 1,810 sqft · $459/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 628 RIVIERA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 RIVIERA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
628 RIVIERA DRIVE FAQs
What would the monthly payment be for 628 RIVIERA DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $29,455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 RIVIERA DRIVE?+
The most recent tax bill on record (2025) was $7,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 RIVIERA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $4,299,000, this home is listed about 900% above the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 628 RIVIERA DRIVE?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,299,000 runs 629% above the TAMPA 33606 median — but at 2,165 sqft it's also 39% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS SOUTH TAMPA · Jeramiah Bustin. MLS #TB8554152.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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