
628 RIVIERA DRIVE, TAMPA, FL, 33606
Active15 days on marketListed Oct 22, 2026MLS #TB8556080
About this home
628 RIVIERA DRIVE
Set along Riviera Drive, an exclusive waterfront enclave occupying a separate island within Davis Islands, this property enjoys approximately 100 feet of frontage on a broad canal measuring an estimated 172 feet from seawall to seawall. The canal's generous width lends the setting an open, unhurried feel, while boaters will appreciate direct access to Hillsborough Bay and Tampa Bay without fixed-bridge obstructions. From the backyard and waterfront, a portion of the downtown Tampa skyline is visible, adding another distinctive dimension to the setting. The property measures approximately 100 feet in frontage and 126 feet in depth, encompassing an estimated 0.29 acres, with a concrete seawall and mature landscaping. Zoned RS-75 and located in flood zone AE, the site offers an inviting setting for a thoughtfully designed custom residence, subject to applicable zoning, floodplain, and building requirements. Envision a home oriented toward the water, with living spaces that open to the canal and outdoor surroundings that embrace the relaxed rhythm of waterfront living. An existing 1957 single-story residence and swimming pool remain on the property, offering flexibility for those considering renovation or new construction. The property is also being marketed as a residential listing. The Davis Islands Village, neighborhood parks, marina, and waterfront recreation are close at hand, while downtown Tampa, Bayshore Boulevard, and the dining, shopping, and cultural destinations of South Tampa are a short drive away.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$29,455 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$29,455/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Davis Islands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Davis Islands — neighborhood snapshot
Population
5,227
Median age
47
Median income
$147,819
Median home value
$1,135,067
Avg household
2
Households w/ children
783
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 629% above the TAMPA 33606 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 RIVIERA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$400,000
104 CHESAPEAKE AVENUE UNIT C6 · same community
2 bd · 2.5 ba · 1,192 sqft · $336/sqft · 2 DOM
Sold · Jul ’26$700,000
403 COLUMBIA DRIVE · same community
2 bd · 1 ba · 1,194 sqft · $586/sqft · 0 DOM
Sold · Nov ’25$887,250
609 DANUBE AVENUE · same community
3 bd · 2 ba · 1,346 sqft · $659/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 628 RIVIERA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 RIVIERA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
628 RIVIERA DRIVE FAQs
What would the monthly payment be for 628 RIVIERA DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $29,455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 RIVIERA DRIVE?+
The most recent tax bill on record (2025) was $7,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 RIVIERA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $4,299,000, this home is listed about 900% above the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 628 RIVIERA DRIVE?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,299,000 runs 629% above the TAMPA 33606 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS SOUTH TAMPA · Jeramiah Bustin. MLS #TB8556080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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