12684 81ST AVENUE UNIT 2, SEMINOLE, FL, 33776
Active9 days on marketListed Oct 1, 2026MLS #TB8554226
About this home
12684 81ST AVENUE UNIT 2
Amazing opportunity to live in Seminole Florida. Fully furnished efficiency apartment in Seminole with a private entrance and one driveway parking space. The 21' x 11' main area includes a 14' x 11' living and dining space and a 7' x 11' sleeping area. The apartment also has an 8' x 9' bathroom and a 5' x 6' walk-in closet. Furnishings include a queen bed, end table, side chair, small couch, dining table with two chairs, and a 70-inch TV. A small refrigerator, microwave, and toaster oven air fryer are provided. Water, sewer, trash, electricity are included in the rent. Approximately three miles from the beach and Seminole City Center, with local hospitals and shopping just minutes away. No pets, please. Shorter term lease is available. Please ask.
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
504
Sqft
0.15 ac
Lot size
1962
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$2 vs $251
Days on market
9 vs 54 typical
Where $2/sqft sits among the 322 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Ciega Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Boca Ciega Ridge — neighborhood snapshot
Population
1,014
Median age
44
Median income
$100,435
Median home value
$385,900
Avg household
3
Households w/ children
79%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 322
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12684 81ST AVENUE UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$390,500
12614 81ST AVENUE · same community
2 bd · 2 ba · 1,154 sqft · $338/sqft · 7 DOM
Sold · Jun ’26$445,000
12698 81ST AVENUE · same community
3 bd · 2 ba · 1,664 sqft · $267/sqft · 2 DOM
Sold · Dec ’25$70,000
11447 PARK BOULEVARD UNIT 305
1 bd · 1 ba · 480 sqft · $146/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12684 81ST AVENUE UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12684 81ST AVENUE UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12684 81ST AVENUE UNIT 2 FAQs
What would the monthly payment be for 12684 81ST AVENUE UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12684 81ST AVENUE UNIT 2?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $1,200, this home is listed about 100% below the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12684 81ST AVENUE UNIT 2?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33776 market on paper
$1,200 is 100% below the SEMINOLE 33776 median of $499,450, and at $2/sqft it sits under the Seminole average of $254.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of A-TEAM HOME SALES & RENTALS · Karen Czarnik. MLS #TB8554226.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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