5175 E LIVE OAK LANE, INVERNESS, FL, 34453
Active7 days on marketListed Oct 5, 2026MLS #TB8554596
About this home
5175 E LIVE OAK LANE
Virtually Staged. Welcome to this Old Florida-style cottage, full of charm and character! Offering 2 bedrooms, 1 bathroom, and 875 square feet of living space, this home sits on a generous 0.34-acre lot with room to garden, relax, or create your own backyard retreat. Inside, recent updates include a new bathroom, new flooring in the living room and bedrooms, new kitchen countertops and sink, a brand-new water heater, updated outlets, switches, fixtures, and covers, new lighting throughout, and new ceiling fans. The porch and laundry room also feature new flooring. Outside, enjoy the classic picket fence, covered carport, mature trees, and a detached garage/workshop offering extra space for storage, hobbies, or projects. Enjoy the charm of Inverness, known for its historic downtown, locally owned shops and restaurants, scenic lakeside parks, and abundant outdoor recreation. Just 7 minutes from Downtown Inverness and Liberty Park, this property offers a convenient location for enjoying the area's small-town charm and outdoor lifestyle. The Withlacoochee State Trail is approximately 17 minutes away, while Rainbow River and Crystal River are about 30 minutes away and Homosassa Springs is approximately 25 minutes away, providing plenty of opportunities to explore the natural springs and waterways of Florida's Nature Coast. Whether you're looking for a cozy primary residence, a seasonal getaway, or an investment opportunity, this charming cottage offers plenty of possibilities. With no HOA or CDD, buyers can enjoy added flexibility without the restrictions or additional fees often associated with these communities. The spacious lot, detached garage/workshop, and convenient location make it worth a closer look for buyers seeking potential in the Inverness area. As an added bonus, the seller is offering $4,000 in seller concessions. Come take a look and see if this charming little piece of Old Florida is the one you've been waiting for!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
875
Sqft
0.34 ac
Lot size
1
Garage
1950
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,365 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,365/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Inverness actives
$211 vs $179
Days on market
7 vs 69 typical
Where $211/sqft sits among the 252 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
105 of 252
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 184% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 5175 E LIVE OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$189,900
5568 E TANGELO LANE · same community
2 bd · 1 ba · 919 sqft · $207/sqft · 5 DOM
Sold · Apr ’26$169,000
5403 E TANGELO LANE · same community
2 bd · 1 ba · 964 sqft · $175/sqft · 89 DOM
Sold · Oct ’25$150,000
5732 E TANGELO LANE · same community
3 bd · 1 ba · 1,208 sqft · $124/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5175 E LIVE OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5175 E LIVE OAK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5175 E LIVE OAK LANE FAQs
What would the monthly payment be for 5175 E LIVE OAK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5175 E LIVE OAK LANE?+
The most recent tax bill on record (2025) was $420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5175 E LIVE OAK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $184,900, this home is listed about 30% below the Inverness median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5175 E LIVE OAK LANE?+
Inverness Middle School (middle), Hernando Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$184,900 runs 184% above the INVERNESS 34453 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Inverness market that averages 69 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Bethany Ruzic. MLS #TB8554596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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