
707 SNUG ISLAND, CLEARWATER BEACH, FL, 33767
Active8 days on marketListed Oct 15, 2026MLS #TB8554968
About this home
707 SNUG ISLAND
Welcome to 707 Snug Island, nestled on a deep-water canal in the highly coveted community of Island Estates – one of Clearwater Beach's most sought-after waterfront neighborhoods. First and most important to any waterfront buyer: this home did not flood during Hurricanes Helene or Milton. Offering approximately 2,997 square feet of living space, this 3-bedroom, 3.5-bathroom two-story pool home sits on 80 feet of concrete seawall with a private dock featuring water, electric, and a 10,000 lb boat lift, all on a no-wake canal deep enough for sailboats. Inside, hickory hardwood and travertine floors flow throughout, and the combined living and dining area opens up beneath soaring vaulted ceilings, anchored by a wood-burning fireplace and a dry bar made for entertaining. The kitchen was fully remodeled in 2024 and features stone countertops, solid wood cabinetry, a large island, and premium appliances. Downstairs, a private en-suite with its own attached sitting room offers incredible flexibility – ideal for guests, a home office, or multigenerational living. Upstairs, the primary suite is the kind of room you'll plan your mornings around. Step out onto your private balcony with a cup of coffee, watch the sun come up over the water, and keep an eye on the canal – it's not unusual to spot dolphins playing just off the dock. The primary bath features a jetted soaking tub, a walk-in shower, two sinks set in a custom vanity, and a walk-in closet big enough to actually use, while the second upstairs bedroom has its own private bath. Step outside to your own backyard retreat, where a large Pebble-Tech pool with easy-entry sun-shelf steps, an outdoor kitchen with built-in grill, Big Green Egg and seating, and lush tropical landscaping create the perfect setting for entertaining or unwinding at the end of the day. Peace of mind comes standard here – a new roof in 2023, a new flat roof in 2021, PGT impact windows, a whole-house water system, and a freshly painted exterior, with no HOA. Island Estates is a destination all its own – a quiet residential island on the Intracoastal Waterway, tucked between downtown Clearwater and Clearwater Beach along the Memorial Causeway. Right on the island you'll find a Publix, post office, gas station, waterfront dining, the Island Yacht Club, Sunset Sam Park, and the world-famous Clearwater Marine Aquarium. Just across the causeway are the sugar-soft white sands of Clearwater Beach, the nightly sunset celebration at Pier 60, and endless shops and restaurants, all easy to reach by bike, car, or boat. Head the other direction and you're in downtown Clearwater, with Tampa, Tampa International Airport, and St. Pete-Clearwater International Airport all within easy reach. This is a rare opportunity to own a move-in-ready waterfront home in one of Pinellas County's most special neighborhoods – schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,997
Sqft
0.24 ac
Lot size
2
Garage
1970
Year built
Two
Levels
$591
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,965 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,965/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.5%
$/sqft vs Clearwater Beach actives
$591 vs $563
Days on market
8 vs 140 typical
Where $591/sqft sits among the 226 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $824K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 226
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 213% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 707 SNUG ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$1,899,000
812 SNUG ISLAND · same community
4 bd · 3 ba · 3,407 sqft · $557/sqft · 5 DOM
Sold · Oct ’25$1,900,000
773 SNUG ISLAND · same community
3 bd · 3 ba · 2,410 sqft · $788/sqft · 179 DOM
Sold · Mar ’26$1,300,000
725 SNUG ISLAND · same community
3 bd · 2 ba · 1,870 sqft · $695/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 707 SNUG ISLAND — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 707 SNUG ISLAND — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
707 SNUG ISLAND FAQs
What would the monthly payment be for 707 SNUG ISLAND?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 707 SNUG ISLAND?+
The most recent tax bill on record (2025) was $12,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $1,770,000, this home is listed about 123% above the Clearwater Beach median of $795,500. The market section on this page shows how the area is trending.
Which schools are assigned to 707 SNUG ISLAND?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,770,000 runs 213% above the CLEARWATER BEACH 33767 median — but at 2,997 sqft it's also nearly twice the size of the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Zachary Strong. MLS #TB8554968.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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