1309 MARY L ROAD, CLEARWATER, FL, 33755
Active15 days on marketListed Oct 9, 2026MLS #TB8555111
Come see it
Upcoming open house
Sat, Oct 24
12:00 PM – 3:00 PM
About this home
1309 MARY L ROAD
Welcome to 1309 Mary L Rd, Clearwater, FL 33755—a substantially updated, move-in-ready 4-BEDROOM, 2-BATH POOL HOME offering exceptional value! Very well maintained and located outside a designated flood zone, this Clearwater home combines comfortable living spaces, practical upgrades, and a private backyard pool retreat. The updated kitchen provides an inviting space for everyday cooking and entertaining, complete with a reverse osmosis system beneath the sink. A whole-house water filtration system and an on-demand water heater add everyday convenience. Ceramic tile in the main living areas and luxury vinyl plank flooring in the bedrooms offer attractive, easy-care finishes, while moderately updated bathrooms complement the home’s welcoming interior. With four bedrooms and two bathrooms, the layout offers flexibility for guests, a home office, or everyday living. The garage has been converted into the primary suite. Additional improvements include updated windows and electrical, along with an HVAC system installed in 2016. Step outside to your own backyard swimming pool, featuring a PebbleTec finish installed in 2019 and well-maintained pool equipment. Enjoy relaxing afternoons, weekend gatherings, and the outdoor Florida lifestyle right at home. The seller will replace the roof before closing with an acceptable offer, providing a significant improvement for the next owner. For buyers searching for a well-maintained, updated 4-bedroom pool home in Clearwater, 1309 Mary L Rd delivers a compelling combination of space, condition, features, and value. Ready for move-in and ready to enjoy—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,221
Sqft
0.18 ac
Lot size
1956
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,280 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs Clearwater actives
$303 vs $242
Days on market
15 vs 61 typical
Where $303/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1309 MARY L ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$293,000
1345 TERRACE ROAD · same community
3 bd · 1 ba · 1,134 sqft · $258/sqft · 6 DOM
Sold · Apr ’26$185,500
1345 TERRACE ROAD · same community
2 bd · 1 ba · 1,134 sqft · $164/sqft · 3 DOM
Sold · May ’26$328,600
1320 MARY L ROAD · same community
3 bd · 2 ba · 1,101 sqft · $298/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1309 MARY L ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1309 MARY L ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1309 MARY L ROAD FAQs
What would the monthly payment be for 1309 MARY L ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1309 MARY L ROAD?+
The most recent tax bill on record (2025) was $5,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $369,900, this home is listed about 24% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1309 MARY L ROAD?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8555111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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