3323 WHITLEY BAY COURT, LAND O LAKES, FL, 34638
Active3 days on marketListed Oct 15, 2026MLS #TB8555307
About this home
3323 WHITLEY BAY COURT
Welcome to this spacious single-family home in a convenient and desirable Land O’ Lakes community. This 3 bedroom 2.5 bathroom home offers a comfortable open floor plan designed for everyday living and entertaining. Enjoy the convenience of a location close to shopping, dining, parks, medical facilities, and major roadways, providing easy access to Tampa and surrounding areas. The community offers desirable amenities, including a swimming pool, tennis court, and walking paths, creating opportunities to enjoy an active and connected lifestyle. Families will appreciate the proximity to schools, with elementary, middle, and high schools conveniently located within walking distance. With its spacious layout, community amenities, excellent location, and easy access to everything Land O’ Lakes and the Tampa area have to offer, this home is an excellent opportunity for those seeking comfort and convenience in a well-located community.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,816
Sqft
0.12 ac
Lot size
2008
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Land O Lakes actives
$212 vs $201
Days on market
3 vs 53 typical
Where $212/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $412K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
254 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3323 WHITLEY BAY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$386,000
2853 TRINITY COTTAGE DRIVE · same community
4 bd · 3 ba · 1,913 sqft · $202/sqft · 5 DOM
Sold · Dec ’25$375,000
2955 TRINITY COTTAGE DRIVE · same community
3 bd · 2 ba · 1,640 sqft · $229/sqft · 16 DOM
Sold · Mar ’26$375,000
3013 TRINITY COTTAGE DRIVE · same community
3 bd · 2 ba · 1,640 sqft · $229/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3323 WHITLEY BAY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3323 WHITLEY BAY COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3323 WHITLEY BAY COURT FAQs
What would the monthly payment be for 3323 WHITLEY BAY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,260/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3323 WHITLEY BAY COURT?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3323 WHITLEY BAY COURT?+
The most recent tax bill on record (2025) was $7,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3323 WHITLEY BAY COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $385,000, this home is listed about 8% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3323 WHITLEY BAY COURT?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 10% above the LAND O LAKES 34638 median.
02Fresh on the market
Only 3 days on market in a Land O Lakes market that averages 53 — if it fits, move quickly.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOYLE & MCGRATH REAL ESTATE LL · Sunny Claussen. MLS #TB8555307.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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