1903 ALTO LANE, LUTZ, FL, 33558
Active4 days on marketListed Oct 8, 2026MLS #TB8555525
About this home
1903 ALTO LANE
Welcome to this spacious three-bedroom, two-bathroom manufactured home in Lutz, situated on a generous one-acre lot. Offering approximately 1,980 square feet of living space, this home features a desirable split-bedroom floor plan and an open layout that provides plenty of room for comfortable living and entertaining. The living room, dining area, and kitchen flow together, creating a welcoming central gathering space filled with natural light from skylights throughout the home. A fireplace in the living room adds warmth and character, while wood-look vinyl flooring and ceiling fans throughout provide a comfortable and practical setting. The kitchen offers abundant cabinet storage, stainless steel appliances, and plenty of workspace. The spacious primary bedroom features a private bathroom with a glass-enclosed walk-in shower, generous vanity, and large walk-in closet. Two additional bedrooms each offer their own walk-in closets and share a full bathroom with a tub/shower combination. An inside laundry area adds everyday convenience. A bonus room provides additional flexible space and is ready for some repair, offering a blank canvas for the new owner to make it their own. With an expansive one-acre lot and plenty of living space, this Lutz property offers room to spread out while providing an opportunity to add your own personal touches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,890
Sqft
1 ac
Lot size
1994
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,719 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,719/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−47.6%
$/sqft vs N/A
$124 vs $275
Days on market
4 vs 66 typical
Where $124/sqft sits among the 244 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
140 of 244
N/A have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1903 ALTO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Sold · Dec ’25$485,000
29655 SE 152ND (RAVENSWOOD) PLACE · same community
3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM
Sold · Apr ’26$417,000
30768 PRESTWICK AVENUE · same community
3 bd · 2 ba · 1,998 sqft · $209/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1903 ALTO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1903 ALTO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1903 ALTO LANE FAQs
What would the monthly payment be for 1903 ALTO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1903 ALTO LANE?+
The most recent tax bill on record (2025) was $869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $234,900, this home is listed about 52% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1903 ALTO LANE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$234,900 is 41% below the LUTZ 33558 median of $399,900, and at $124/sqft it sits under the Lutz average of $265.
02Fresh on the market
Only 4 days on market in a Lutz market that averages 66 — if it fits, move quickly.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8555525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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