505 HARBOR DRIVE, BELLEAIR BEACH, FL, 33786
Active0 days on marketListed Oct 14, 2026MLS #TB8555815
About this home
505 HARBOR DRIVE
EXCEPTIONAL CUSTOM-BUILT WATERFRONT HOME WITH SPECTACULAR WIDE INTRACOASTAL VIEWS, PRIVATE BEACH ACCESS, DEEP-WATER DOCK & TWO BOAT LIFTS! This extraordinary Belleair Beach residence was masterfully crafted by MONOGRAM CUSTOM HOME BUILDER showcasing ALL-BLOCK CONSTRUCTION ON ALL 3 LEVELS, this remarkable residence offers an exceptional combination of timeless elegance, superior craftsmanship, and the ultimate Florida lifestyle with 71' of Waterfrontage. From the moment you arrive, the impressive OPEN-AIR ENTRY and expansive waterfront entertaining area with Travertine flooring set the stage for an extraordinary lifestyle, capturing BREATHTAKING WIDE INTRACOASTAL WATER VIEWS overlooking the EXQUISITE HEATED POOL & SPA and PRIVATE DEEP-WATER DOCK with protected harborage. Boating enthusiasts will appreciate TWO BOAT LIFTS 24,000 LB and 14,000 LB offering the convenience of keeping your vessels right outside your door with easy access to the Gulf waters and the exceptional outdoor setting delivers the very best of Florida coastal living! OVERSIZED GARAGE SPACE, including TANDEM PARKING and abundant additional storage. An impressive 5-FOOT-WIDE STAIRCASE with elegant architectural detailing creates a grand transition to the main living level, OR ENJOY THE CONVENIENCE OF YOUR PRIVATE ELEVATOR PROVIDING EFFORTLESS ACCESS TO ALL THREE FLOORS! Step inside and experience the inviting LIVING ROOM is the entertaining space where all your guests and family will want to be, especially with the easy access to the massive covered back porch on this level. This home offers a GAS FIREPLACE with STONE MANTEL, gorgeous REAL WOOD FLOORING, THREE-PIECE CROWN MOLDING, HIGH BASEBOARDS, SOLID 8' INTERIOR DOORS and exquisite FINISH MILLWORK. HURRICANE-RATED WINDOWS AND DOORS invite abundant natural light while enhancing the home's quality construction. SECOND-FLOOR BALCONIES AT BOTH THE FRONT AND REAR of the residence provide additional outdoor living spaces to enjoy refreshing coastal breezes and beautiful surroundings. The CHEF'S KITCHEN is designed to impress, featuring abundant custom cabinetry, a spacious BREAKFAST BAR and NOTHING BUT THE BEST IN HIGH-END APPLIANCES, including a WOLF GAS COOKTOP, DOUBLE OVENS and SUB-ZERO REFRIGERATOR. Upstairs, retreat to the luxurious PRIMARY SUITE, a private sanctuary featuring an elegant TRAY CEILING, TWO EXPANSIVE ROOM-SIZED WALK-IN CLOSETS, EACH WITH CUSTOM BUILT-INS, and a beautifully appointed primary bath featuring a SEPARATE WALK-IN SHOWER and the DUAL-SINK VANITY with abundant storage. Additional bedrooms provide comfortable accommodations for family and guests, while the OVERSIZED LAUNDRY ROOM offers exceptional flexibility and sufficient space. Additional exceptional features include HIGH 10' CEILINGS, MULTIPLE BALCONIES, a GENERAC WHOLE-HOME GENERATOR, WATER SOFTENER, TANKLESS WATER HEATER, Everything you need is here. THIS IS FLORIDA WATERFRONT LIVING AT ITS FINEST! Breathtaking sunrises over the sparkling Intracoastal Waterway, then take a leisurely stroll to the beautiful Gulf beaches for spectacular sunsets. COMPLETE YOUR LIFESTYLE WITH A BOAT ALREADY WAITING IN YOUR BACKYARD! The existing Boat and Home furnishings are AVAILABLE FOR PURCHASE SEPARATELY, offering the new owner an exciting opportunity to begin enjoying the waterfront boating lifestyle from day one.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
3,252
Sqft
0.16 ac
Lot size
2005
Year built
Three Or More
Levels
$1,014
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,797 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,797/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.1%
Days on market
0 vs 94 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 323% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 505 HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 505 HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
505 HARBOR DRIVE FAQs
What would the monthly payment be for 505 HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,797/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 505 HARBOR DRIVE?+
The most recent tax bill on record (2025) was $19,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 505 HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $3,299,000, this home is listed about 184% above the Belleair Beach median of $1,160,000. The market section on this page shows how the area is trending.
Which schools are assigned to 505 HARBOR DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,299,000 runs 323% above the BELLEAIR BEACH 33786 median — but at 3,252 sqft it's also 55% larger than the typical Belleair Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Belleair Beach market that averages 94 — if it fits, move quickly.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SAHAR & ASSOCIATES REALTY · Sahar Edmonds. MLS #TB8555815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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