5020 MILL POND ROAD UNIT 3172, WESLEY CHAPEL, FL, 33543
Active31 days on marketListed Oct 7, 2026MLS #TB8555872
About this home
5020 MILL POND ROAD UNIT 3172
THIS IS A COMPLETELY UPDATED GOLF COURSE TWO-BEDROOM CONDOMINIUM THAT WAS PURCHASED BY THE SELLERS WHILE THE FAMILY MEMBERS ATTENDED THE SADDLEBROOK ACADEMY AND GRADUATED. BEAUTIFULLY UPDATED SECOND-FLOOR CONDO IN LAKESIDE VILLAGE. PRICED COMPETIVELY AND IT IS SOLD FURNISHED. THE HOA DUES INCLUDE WATER, INTERNET, CABLE, EXTERIOR BUILDING MAINTENANCE, ROOF, LAWN, ROAD MAINENANCE, 2 UNASSIGNED PARKING SPACES, AND GATED ENTRY. MAKE AN APPOINTMENT TO VIEW AS SOON AS POSSIBLE. MEMBERSHIPS ARE AVAILABLE WITH MANY CHOICES TO CHOOSE FROM. YOU ARE ONE MILE FROM THE INTERSTATE, AND CLOSE TO ALL THE ACTIVITIES OUTSIDE OUR GATES. WE ARE CLOSE TO MANY RESTAURANTS, FAST FOOD PLACES, GROCERY STORES, GAS STATIONS, CAR WASHES, SHOPPING MALLS, PHARMACIES, HOSPITALS, URGENT CARE, ENTERTAINMENT, FITNESS, YOU NAME IT, WE HAVE IT ALL. INSIDE OUR GATES THERE IS PICKLE BALL, GOLF, TENNIS, RESTAURANTS, FITNESS, WALKING, SWIMMING, AND JUST RELAXING PLUS AN ACADEMY TOO.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,096
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,851 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+86.3%
$/sqft vs SADDLEBROOK
$255 vs $191
Days on market
31 vs 64 typical
Where $255/sqft sits among the 10 homes for sale in SADDLEBROOK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebrook
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Saddlebrook — neighborhood snapshot
Population
1,737
Median age
53
Median income
$127,923
Median home value
$602,217
Avg household
3
Households w/ children
269
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$412K → $405K
Wesley Chapel median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 10
SADDLEBROOK have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 5020 MILL POND ROAD UNIT 3172
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$205,000
29130 BAY HOLLOW DRIVE UNIT 3309 · same community
2 bd · 2 ba · 1,096 sqft · $187/sqft · 222 DOM
Sold · Jun ’26$260,000
29130 BAY HOLLOW DRIVE UNIT 3313 · same community
2 bd · 2 ba · 1,400 sqft · $186/sqft · 24 DOM
Sold · Aug ’26$190,000
29129 S BAY HOLLOW DRIVE S UNIT 3213 · same community
3 bd · 3 ba · 1,519 sqft · $125/sqft · 627 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5020 MILL POND ROAD UNIT 3172 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5020 MILL POND ROAD UNIT 3172 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5020 MILL POND ROAD UNIT 3172 FAQs
What would the monthly payment be for 5020 MILL POND ROAD UNIT 3172?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,851/mo — principal and interest, the actual property-tax bill, the $593/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5020 MILL POND ROAD UNIT 3172?+
The association fee works out to $593 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5020 MILL POND ROAD UNIT 3172?+
The most recent tax bill on record (2025) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5020 MILL POND ROAD UNIT 3172?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $280,000, this home is listed about 35% below the Wesley Chapel median of $432,415. The market section on this page shows how the area is trending.
Which schools are assigned to 5020 MILL POND ROAD UNIT 3172?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WESLEY CHAPEL 33543 market on paper
$280,000 is 20% below the WESLEY CHAPEL 33543 median of $349,000.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $593/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BILL NYE REALTY · Liz Alonso. MLS #TB8555872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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