
313 SE 6TH STREET, CAPE CORAL, FL, 33990
Active4 days on marketListed Oct 8, 2026MLS #TB8555991
About this home
313 SE 6TH STREET
This waterfront **POOL** home in Cape Coral is situated on a highly desirable **TRIPLE LOT** on Lake Saratoga, **30 ACRE LAKE** part of the city’s network of seven interconnected freshwater lakes. Positioned entirely within **FLOOD ZONE X** the home requires no flood insurance and experienced zero flooding from past storms. Buyers will benefit from low-cost insurance options, supported by a recent wind mitigation report that is available upon request. Additionally, ***CITY WATER AND SEWER** with **ASSESSMENTS PAID** plus the property has **NO HOA**. Only **$188/SQFT!** The exterior is uniquely equipped to maximize the stunning lakefront location. A standout feature is the convenient, gently sloped **PRIVATE BOAT RAMP** located directly on the lot, allowing for the easy launch of kayaks, canoes, paddleboards, and small watercraft straight into miles of navigable freshwater. The waterfront infrastructure also includes an exceptionally long wooden dock complete with a Tiki Hut, offering a shaded space for daytime relaxation and outdoor entertaining. Because the property boasts **PANORAMIC**, unobstructed views of the lake, the dock serves as an ideal vantage point for watching spectacular daily **SUNRISE & SUNSETS** over the water! Inside, the home offers a functional and open floor plan designed to capture abundant natural light and direct water views. For buyers interested in **MULTI-GENERATIONAL** living or increasing the home's footprint, architectural plans are already available to add a **MOTHER-IN-LAW SUITE**. This proposed addition provides an excellent opportunity to customize the property to comfortably accommodate extended family, long-term guests, or additional rental capacity. From an investment standpoint, this property serves as a perfect rental opportunity. With absolutely no HOA and **ZERO RENTAL RESTRICTIONS** the home can be fully utilized as a short-term vacation rental or a standard annual lease. The powerful combination of a sprawling triple lot, direct water access, and significant expansion potential makes this a highly versatile and valuable asset. Located in an established, quiet residential neighborhood, the property remains peacefully secluded while offering close proximity to Cape Coral’s dining, shopping, and commercial centers.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,982
Sqft
0.34 ac
Lot size
1988
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,331 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,331/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−53.1%
$/sqft vs CAPE CORAL
$188 vs $233
Days on market
4 vs 57 typical
Where $188/sqft sits among the 162 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
72 of 162
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 SE 6TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
2526 SW 25TH AVENUE · same community
4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 313 SE 6TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 SE 6TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
313 SE 6TH STREET FAQs
What would the monthly payment be for 313 SE 6TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 313 SE 6TH STREET?+
The most recent tax bill on record (2025) was $10,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 313 SE 6TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $750,000, this home is listed about 79% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 313 SE 6TH STREET?+
Cape Coral High School (high), Challenger Middle School (middle), Caloosa Elementary School (elementary), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hancock Creek Elementary School (elementary), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 88% above the CAPE CORAL 33990 median — but at 3,982 sqft it's also nearly twice the size of the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Cape Coral market that averages 57 — if it fits, move quickly.
04Strong assigned schools
Cape Coral High School, Challenger Middle School, Caloosa Elementary School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hancock Creek Elementary School, Tropic Isles Elementary School, North Fort Myers High School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Melissa Patriarca. MLS #TB8555991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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