CENTURY 21 Edge
$750,0004 bd3.5 ba3,982 sqft$188 /sqft≈$5,331 /mo all-in ↓

313 SE 6TH STREET, CAPE CORAL, FL, 33990

Active4 days on marketListed Oct 8, 2026MLS #TB8555991

WaterfrontPrivate poolSingle Family ResidenceCAPE CORAL

About this home

313 SE 6TH STREET

This waterfront **POOL** home in Cape Coral is situated on a highly desirable **TRIPLE LOT** on Lake Saratoga, **30 ACRE LAKE** part of the city’s network of seven interconnected freshwater lakes. Positioned entirely within **FLOOD ZONE X** the home requires no flood insurance and experienced zero flooding from past storms. Buyers will benefit from low-cost insurance options, supported by a recent wind mitigation report that is available upon request. Additionally, ***CITY WATER AND SEWER** with **ASSESSMENTS PAID** plus the property has **NO HOA**. Only **$188/SQFT!** The exterior is uniquely equipped to maximize the stunning lakefront location. A standout feature is the convenient, gently sloped **PRIVATE BOAT RAMP** located directly on the lot, allowing for the easy launch of kayaks, canoes, paddleboards, and small watercraft straight into miles of navigable freshwater. The waterfront infrastructure also includes an exceptionally long wooden dock complete with a Tiki Hut, offering a shaded space for daytime relaxation and outdoor entertaining. Because the property boasts **PANORAMIC**, unobstructed views of the lake, the dock serves as an ideal vantage point for watching spectacular daily **SUNRISE & SUNSETS** over the water! Inside, the home offers a functional and open floor plan designed to capture abundant natural light and direct water views. For buyers interested in **MULTI-GENERATIONAL** living or increasing the home's footprint, architectural plans are already available to add a **MOTHER-IN-LAW SUITE**. This proposed addition provides an excellent opportunity to customize the property to comfortably accommodate extended family, long-term guests, or additional rental capacity. From an investment standpoint, this property serves as a perfect rental opportunity. With absolutely no HOA and **ZERO RENTAL RESTRICTIONS** the home can be fully utilized as a short-term vacation rental or a standard annual lease. The powerful combination of a sprawling triple lot, direct water access, and significant expansion potential makes this a highly versatile and valuable asset. Located in an established, quiet residential neighborhood, the property remains peacefully secluded while offering close proximity to Cape Coral’s dining, shopping, and commercial centers.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,982

Sqft

0.34 ac

Lot size

1988

Year built

Two

Levels

$188

Per sqft

Private poolWaterfrontNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Pull Down Stairs · Split Bedroom · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room · Sink
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorBalcony · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$10,108/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,331 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$842
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,331/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$842
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$720KedgeAI estimate $1,598,369 · range $1.4M–$1.8M$1.8M

vs edgeAI estimate

−53.1%

$/sqft vs CAPE CORAL

$188 vs $233

Days on market

4 vs 57 typical

Where $188/sqft sits among the 162 homes for sale in CAPE CORAL

46 · this home
62
22
13
5
14
$150–210$210–270$270–330$330–390$390–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33990 — neighborhood snapshot

Population

35,428

Median age

48.6

Median income

$70,278

Median home value

$330,500

Avg household

2.57

Households w/ children

3,310

For the school run

Lee County School District

HighCape Coral High School★★★★★
MiddleChallenger Middle School★★★★★
ElementaryCaloosa Elementary School★★★★★
HighIda S. Baker High School★★★★★
MiddleMariner Middle School★★★★★
HighMariner High School★★★★★
ElementaryHancock Creek Elementary School★★★★★
ElementaryTropic Isles Elementary School★★★★★
HighNorth Fort Myers High School★★★★★
ElementaryDiplomat Elementary School★★★★★
ElementaryDr Carrie D Robinson Littleton Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$375K → $408K

Cape Coral median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

72 of 162

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the CAPE CORAL 33990 median. See the full Cape Coral market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $750,000 · 4 days on market since
1988Built · CAPE CORAL

Reality check

What actually sold near 313 SE 6TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2526 SW 25TH AVENUESold · Dec ’25

$1,050,000

2526 SW 25TH AVENUE · same community

4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM

5320 SW 3RD AVENUESold · Nov ’25

$1,150,000

5320 SW 3RD AVENUE · same community

3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM

3913 SE 19TH AVENUESold · Dec ’25

$610,000

3913 SE 19TH AVENUE · same community

4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 313 SE 6TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 313 SE 6TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

313 SE 6TH STREET FAQs

What would the monthly payment be for 313 SE 6TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 313 SE 6TH STREET?+

The most recent tax bill on record (2025) was $10,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 313 SE 6TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $750,000, this home is listed about 79% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 313 SE 6TH STREET?+

Cape Coral High School (high), Challenger Middle School (middle), Caloosa Elementary School (elementary), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hancock Creek Elementary School (elementary), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$750,000 runs 88% above the CAPE CORAL 33990 median — but at 3,982 sqft it's also nearly twice the size of the typical Cape Coral listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Cape Coral market that averages 57 — if it fits, move quickly.

04Strong assigned schools

Cape Coral High School, Challenger Middle School, Caloosa Elementary School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hancock Creek Elementary School, Tropic Isles Elementary School, North Fort Myers High School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REDFIN CORPORATION · Melissa Patriarca. MLS #TB8555991.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Cape Coral homes, in your inbox

Like 313 SE 6TH STREET but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 12, 2026 at 6:48 PM UTC. The listing information on this page last changed on October 12, 2026 at 6:48 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 12, 2026 at 6:48 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 12, 2026 at 6:48 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.