121 7TH STREET, BELLEAIR BEACH, FL, 33786
Active4 days on marketListed Oct 9, 2026MLS #TB8556261
About this home
121 7TH STREET
Welcome to the laid-back coastal lifestyle of Belleair Beach! With this home having an 8.5-foot-high elevation, you’ll have peace of mind knowing it stayed dry during the storms experiencing no damage. The owners’ flood policy is super low at $1,907 and transferrable! This spacious 4-bedroom, 2-bathroom home offers nearly 2,400 square feet of living space and an incredible location just one block from the beach. Inside, the generous floor plan is enhanced by 12’ vaulted ceilings throughout that create an open, airy feel and provide plenty of room for family and guests. The kitchen has been updated with newer stainless-steel appliances and granite counter tops and opens to the living and dining area. The primary suite offers a relaxing escape with an ensuite bath featuring a soaking tub, walk-in shower, private water closet, and ample space to unwind. Step out to the screened-in patio overlooking the pool and spa and enjoy your own oasis, perfect for relaxing and enjoying Florida living year-round. The oversized garage has plenty of space for 2 vehicles plus room of water toys or a small workshop. The bonus loft above the garage is great for an office, gym or even storage space. Location is truly the highlight! Just one block away, Belleair Beach residents enjoy access to the city's beach access points, making spontaneous sunset walks and days along the Gulf incredibly convenient. Just across the street is the neighborhood boat launch, ideal for launching a kayak, paddleboard, or boat and enjoying the surrounding waterways. Belleair Beach is known for its beautiful residential setting, well-kept neighborhoods, and peaceful coastal atmosphere without the busy commercial development found in many neighboring beach communities. When you're ready for dining, shopping, and entertainment, Indian Rocks Beach is just a few blocks away. Head over the Belleair Causeway and be to St. Petersburg and Tampa airport in less than 40 minutes. Don’t miss this amazing opportunity to live the coastal lifestyle in Belleair Beach!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,398
Sqft
0.19 ac
Lot size
1996
Year built
One
Levels
$480
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,450 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,450/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.3%
$/sqft vs BELLEAIR BEACH
$480 vs $482
Days on market
4 vs 94 typical
Where $480/sqft sits among the 10 homes for sale in BELLEAIR BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
7 of 10
BELLEAIR BEACH have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 7TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$850,000
109 13TH STREET · same community
4 bd · 3 ba · 2,354 sqft · $361/sqft · 285 DOM
Sold · Nov ’25$700,000
112 7TH STREET · same community
3 bd · 3 ba · 2,316 sqft · $302/sqft · 55 DOM
Sold · Sep ’26$790,000
108 14TH STREET · same community
3 bd · 3.5 ba · 2,043 sqft · $387/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 121 7TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 7TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
121 7TH STREET FAQs
What would the monthly payment be for 121 7TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,450/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 7TH STREET?+
The most recent tax bill on record (2025) was $7,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 7TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $1,150,000, this home is listed about 1% below the Belleair Beach median of $1,160,000. The market section on this page shows how the area is trending.
Which schools are assigned to 121 7TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,150,000 runs 48% above the BELLEAIR BEACH 33786 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Belleair Beach market that averages 94 — if it fits, move quickly.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP · Mike Wheaton. MLS #TB8556261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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