16809 WINDSOR PARK DRIVE, LUTZ, FL, 33549
Active3 days on marketListed Oct 9, 2026MLS #TB8556575
About this home
16809 WINDSOR PARK DRIVE
Welcome home to this charming, move in ready 4 bedroom 3 bath, saltwater pool home with an oversized 2 car garage located in the highly desirable guard gated community of Windsor Park in Lutz, Florida. Updated with all NEW S.S. GE Profile kitchen appliances including washer, dryer, HVAC coil, pool pump motor, skimmer, salt cell, custom built dry bar in family room, custom laundry room cabinets and new carpet in bedrooms. The home features a spit floor plan, spacious master bedroom with en-suite, walk in closet, his/hers sinks, whirlpool tub and walk-in shower. The kitchen, living room and dining room have a very deliberate flow designed to include the whole family at any time of day. Out the back sliding glass door is a massive 1200 sq/ft screened in patio and back porch wrapped around a tranquil in-ground salt water pool overlooking the privacy fenced, meticulously maintained Florida floral landscaped back yard. Fully irrigated and landscaped, this property perfectly accentuates the homes design. The community of Windsor Park has 24/7 gated security with staffed guardhouse and surveillance. Walking distance from your front door is a family park with clubhouse, playground, tennis and basketball courts, scenic trail and outdoor storage for RV's, boats and trailers. Perfect location that's close to everything Tampa has to offer but just far enough removed to enjoy the peace and quiet when you just want to stay home and relax. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,346
Sqft
0.23 ac
Lot size
2
Garage
1990
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,493 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,493/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Lutz actives
$256 vs $240
Days on market
3 vs 66 typical
Where $256/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 16809 WINDSOR PARK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$516,000
16804 WOBURN LANE · same community
4 bd · 3 ba · 2,327 sqft · $222/sqft · 204 DOM
Sold · May ’26$490,000
16512 BLENHEIM DRIVE · same community
4 bd · 3 ba · 2,366 sqft · $207/sqft · 190 DOM
Sold · Sep ’26$595,000
16706 WINDSOR PARK DRIVE · same community
4 bd · 2 ba · 2,234 sqft · $266/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16809 WINDSOR PARK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16809 WINDSOR PARK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16809 WINDSOR PARK DRIVE FAQs
What would the monthly payment be for 16809 WINDSOR PARK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,493/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16809 WINDSOR PARK DRIVE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16809 WINDSOR PARK DRIVE?+
The most recent tax bill on record (2025) was $8,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16809 WINDSOR PARK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $600,000, this home is listed about 24% above the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 16809 WINDSOR PARK DRIVE?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$600,000 runs 23% above the LUTZ 33549 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Lutz market that averages 66 — if it fits, move quickly.
04Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Clifford Ellis. MLS #TB8556575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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