402 N ORANGE STREET, NEW SMYRNA BEACH, FL, 32168
Active1 days on marketListed Oct 12, 2026MLS #TB8556628
About this home
402 N ORANGE STREET
Fully renovated in the heart of Downtown New Smyrna Beach, this charming home offers the character of an established historic neighborhood with the comfort and finishes of a thoughtfully updated residence. Just blocks from Canal Street’s restaurants, shops, galleries and entertainment, the location puts the best of downtown NSB within easy reach. The main residence features two bedrooms, two full baths, a beautifully updated kitchen, inviting living and dining spaces, and inside laundry. Renovations include updated kitchen and baths, flooring, a metal roof, double-pane windows, and extensive interior and exterior improvements. A standout feature is the separately accessed second-floor bonus suite, offering approximately 480 square feet of additional finished space with a bedroom, full bath, living room area, and kitchenette. This flexible space is ideal for guests, a private home office, studio, extended living space, or a comfortable retreat separate from the main residence. Outside, the property blends style with low-maintenance living, with artificial turf, modern landscaping, thoughtful landscape lighting, a covered front porch, a fenced yard, private driveway parking, and a storage shed. The outdoor areas create a relaxed, tranquil setting that complements the home’s updated coastal character. This move-in-ready downtown property combines location, character, flexibility, and extensive renovations in one of New Smyrna Beach’s most desirable and walkable areas.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,344
Sqft
0.13 ac
Lot size
1924
Year built
Two
Levels
$521
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,656 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,656/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.2%
$/sqft vs New Smyrna Beach actives
$521 vs $371
Days on market
1 vs 100 typical
Where $521/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canal Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Canal Downtown — neighborhood snapshot
Population
557
Median age
65
Median income
$13,478
Median home value
$288,298
Avg household
1
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
233 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 402 N ORANGE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$188,000
525 MILL RUN DRIVE
3 bd · 2 ba · 1,300 sqft · $145/sqft · 50 DOM
Sold · Sep ’26$412,000
813 LIVE OAK STREET
3 bd · 2 ba · 1,408 sqft · $293/sqft · 6 DOM
Sold · Jul ’26$304,000
1107 PLOVER PLACE
2 bd · 2 ba · 1,231 sqft · $247/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 402 N ORANGE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 402 N ORANGE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
402 N ORANGE STREET FAQs
What would the monthly payment be for 402 N ORANGE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,656/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 402 N ORANGE STREET?+
The most recent tax bill on record (2025) was $5,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $699,990, this home is listed about 30% above the New Smyrna Beach median of $536,990. The market section on this page shows how the area is trending.
Which schools are assigned to 402 N ORANGE STREET?+
Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,990 runs 84% above the NEW SMYRNA BEACH 32168 median.
02Fresh on the market
Only 1 day on market in a New Smyrna Beach market that averages 100 — if it fits, move quickly.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8556628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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