
1290 GULF BOULEVARD UNIT 1604, CLEARWATER BEACH, FL, 33767
Active15 days on marketListed Oct 10, 2026MLS #TB8556915
About this home
1290 GULF BOULEVARD UNIT 1604
2 WEEK MINIMUM - $1700 PER WEEK. Beautifully Updated 1 Bedroom | 1.5 Baths | CALL FOR MONTHLY RATE. Lighthouse Towers – Coastal Elegance & Breathtaking Gulf Views! Escape to your own slice of paradise at Lighthouse Towers on beautiful Sand Key, Clearwater Beach! This beautifully updated coastal retreat offers spectacular wall-to-wall views of the sparkling Gulf of Mexico, stylish new furnishings, and tasteful coastal décor, creating the perfect setting for a relaxing beachfront getaway. Step onto your private covered balcony, breathe in the refreshing Gulf breezes, and enjoy breathtaking sunsets over the water. Inside, you'll find a bright, inviting living space, a fully equipped kitchen, comfortable furnishings, cable TV, and wireless internet. Fresh linens and beach equipment are included, making your stay effortless from the moment you arrive. Experience the ultimate resort-style beachfront lifestyle with an impressive selection of amenities, including a heated swimming pool and spa, grilling area, cabana, shuffleboard, basketball, tennis, and pickleball courts. Best of all, the powdery white sands and sparkling Gulf waters are just steps from your door! Whether you're escaping the winter chill, enjoying a romantic getaway, or simply looking to slow down and recharge, Lighthouse Towers offers the perfect combination of coastal comfort, waterfront beauty, and relaxation. Two-week and monthly rentals available. Seasonal rates apply. Rental Information: Association approval is required, with a minimum of 10 days allowed for processing. No pets and no smoking. Rental rates do not include applicable processing fees, cleaning fees, association fees, or taxes on stays of less than 180 days. Come for the views, stay for the tranquility, and experience the best of beachfront living at Lighthouse Towers on the 16th floor! Your coastal escape awaits!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
885
Sqft
0.02 ac
Lot size
1983
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater Beach actives
$4 vs $558
Days on market
15 vs 141 typical
Where $4/sqft sits among the 223 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $824K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 223
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1290 GULF BOULEVARD UNIT 1604
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$480,000
1290 GULF BOULEVARD UNIT 1604 · same community
1 bd · 1.5 ba · 885 sqft · $542/sqft · 27 DOM
Sold · Jun ’26$455,000
1290 GULF BOULEVARD UNIT 2004 · same community
1 bd · 1.5 ba · 885 sqft · $514/sqft · 55 DOM
Sold · Sep ’26$727,500
1290 GULF BOULEVARD UNIT 2003 · same community
2 bd · 2 ba · 1,152 sqft · $632/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1290 GULF BOULEVARD UNIT 1604 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1290 GULF BOULEVARD UNIT 1604 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1290 GULF BOULEVARD UNIT 1604 FAQs
What would the monthly payment be for 1290 GULF BOULEVARD UNIT 1604?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1290 GULF BOULEVARD UNIT 1604?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $3,600, this home is listed about 100% below the Clearwater Beach median of $790,435. The market section on this page shows how the area is trending.
Which schools are assigned to 1290 GULF BOULEVARD UNIT 1604?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$3,600 is 99% below the CLEARWATER BEACH 33767 median of $562,450, and at $4/sqft it sits under the Clearwater Beach average of $657.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SAND KEY REALTY · Linda O'Hanlan. MLS #TB8556915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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