402 DATE PALM COURT NE, ST PETERSBURG, FL, 33703
Active4 days on marketListed Oct 17, 2026MLS #TB8557053
About this home
402 DATE PALM COURT NE
Virtually Staged. Amazing Opportunity in a Highly Sought-After ST. Petersburg Gated Community! 4 Bedrooms/2.5 Bathrooms/Fireplace/Screened Lanai/Fenced Backyard What an incredible opportunity to own a spacious home in one of St Petersburg's most desirable gated communities! Offering four bedrooms, two-and-half bathrooms, a versatile loft, and wonderful indoor-outdoor living spaces, this home is full of possibilities. The spacious living room features a charming wood-burning fireplace and fenced backyard-perfect for relaxing, entertaining, or enjoying Florida living. The primary suite is conveniently located on the first floor and features a generously sized en-suite bathroom and a walk-in closet. A convenient half bath is also located downstairs. Upstairs, you'll find three additional bedrooms, including one with a private balcony overlooking the community pool. A bonus loft provides even more flexibility and can be transformed into a home office, den, playroom, or additional gathering space. Enjoy the benefits of living in a beautifully landscaped, gated community with a prime location near St. Petersburg's vibrant cultural scene,restruants, hospitals, and entertainment. Commuting to Tampa for a Play, Buc's or Lightening games, Tampa International Airport, and the beautiful Gulf Beaches is also convenient. According to the Seller, the home has never flooded, even during the 2024 Hurricane season-a valuable feature for buyers considering a home in the Tampa Bay area. Move in ready and brimming with potential! Whether you choose to enjoy the home as it is or personalize it with your own decorating style, this property offers an exciting opportunity to create your dream home. With thoughtful updates and renovations, with significant upside potential, with a projected value of up to $800,000. Virtual staging photos are included to help you envision the incredible possibilities. Homes with this much space, potential, and location appeal are worth a closer look. Don't miss your opportunity to make this St. Petersburg gem your own!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,940
Sqft
0.11 ac
Lot size
2
Garage
1991
Year built
Two
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,332 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,332/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.7%
$/sqft vs PLACIDO BAYOU
$320 vs $419
Days on market
4 vs 66 typical
Where $320/sqft sits among the 9 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
4 of 9
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 402 DATE PALM COURT NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$760,000
460 DATE PALM COURT NE · same community
3 bd · 2.5 ba · 1,940 sqft · $392/sqft · 1 DOM
Sold · Jul ’26$870,000
812 LIVE OAK TERRACE NE · same community
3 bd · 2 ba · 1,926 sqft · $452/sqft · 10 DOM
Sold · Aug ’26$875,000
980 LIVE OAK AVENUE NE · same community
3 bd · 3 ba · 2,018 sqft · $434/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 402 DATE PALM COURT NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 402 DATE PALM COURT NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
402 DATE PALM COURT NE FAQs
What would the monthly payment be for 402 DATE PALM COURT NE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,332/mo — principal and interest, the actual property-tax bill, the $683/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 402 DATE PALM COURT NE?+
The association fee works out to $683 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 402 DATE PALM COURT NE?+
The most recent tax bill on record (2025) was $4,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 402 DATE PALM COURT NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $620,000, this home is listed about 46% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 402 DATE PALM COURT NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$620,000 runs 66% above the ST PETERSBURG 33703 median — but at 1,940 sqft it's also 47% larger than the typical St Petersburg listing.
02Pool & Trees/Woods views
The pool and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $683/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 4 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mike Marshall, Sr.. MLS #TB8557053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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