CENTURY 21 Edge
$420,0004 bd2.5 ba2,844 sqft$148 /sqft≈$3,650 /mo all-in ↓

4434 NORTHAMPTON DRIVE, NEW PORT RICHEY, FL, 34653

Active23 days on marketListed Oct 15, 2026MLS #TB8557440

Single Family ResidenceMILLPOND ESTATES

About this home

4434 NORTHAMPTON DRIVE

Virtually Staged. Welcome to Millpond Estates, an established New Port Richey community located approximately 10 minutes from Main Street and Sims Park. This two-story home features concrete block construction on both levels and has been lovingly maintained by its owners. Now it is ready to welcome its next owner just in time for the holidays. As you enter through the front door, you will find a formal living room and dining room to your left, offering a welcoming space for entertaining family and friends. Just beyond, the family room offers a comfortable gathering space that flows into the kitchen, while the built-in desk area provides a convenient spot for working from home or creating a dedicated study space. The kitchen features a cozy nook, perfect for a small table where you can enjoy your morning coffee or share meals with family and friends. Large windows allow natural sunlight to fill the space, creating a warm and inviting atmosphere throughout the day. From the family room, step into the Florida room and enjoy peaceful mornings surrounded by nature. If you prefer to sit outside, no problem! With no homes directly behind the property and a fully fenced backyard, you can enjoy added privacy while watching local wildlife pass by. The first floor also includes a convenient laundry room and half bathroom, adding functionality to the home's thoughtfully arranged layout. Upstairs, you will find four bedrooms and a full bathroom. The generously sized primary bedroom offers plenty of room for a California king bed and additional furnishings. An adjoining flexible space provides the opportunity to create a home office, nursery, reading area, or private lounge. Depending on your needs, this area may offer the potential to be enclosed for additional privacy. The primary bedroom also features a walk-in closet and a spacious en-suite bathroom complete with a garden tub, perfect for unwinding after a long day, and a separate walk-in shower. Beyond the home, Mill Pond Estates offers community amenities designed for recreation and gathering, including a community swimming pool and clubhouse with a kitchen and meeting space. Residents can enjoy opportunities for social gatherings, recreational activities, and time spent with neighbors. If you are looking for a home with a functional layout, inviting living spaces, a private backyard, and convenient access to downtown New Port Richey, this home is ready for its next chapter. Imagine celebrating Thanksgiving, decorating for Christmas, and creating new memories in a place you can call home. Conveniently located near everyday essentials, the home is approximately 2 to 3 miles from nearby shopping centers, about 3 to 5 miles from grocery stores, and approximately 4 to 5 miles from Morton Plant North Bay Hospital. Additional shopping, dining, and medical facilities are available throughout the New Port Richey and Trinity areas.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,844

Sqft

0.18 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$148

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Tile · Vinyl · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway
ExteriorPrivate Yard · Rain Gutters

Community & fees

HOA fee$107/mo
Taxes (2025)$3,759/yr
PetsNo
CommunityClubhouse · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,650 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,884
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$313
HOA fee — from the listing$107
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate7.50%
Loan term

Estimated payment

$3,650/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$313
HOA / condo fee$107
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$337KedgeAI estimate $389,881 · range $351K–$411K$437K

vs edgeAI estimate

+7.7%

$/sqft vs New Port Richey actives

$148 vs $193

Days on market

23 vs 66 typical

Where $148/sqft sits among the 400 New Port Richey actives

68
113 · this home
126
46
16
31
$89–138$138–186$186–234$234–283$283–331$331+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Millpond

Drive times from this address

Tampa Int’l Airport (TPA)≈ 42 min
Downtown Tampa≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Millpond — neighborhood snapshot

Population

1,168

Median age

52

Median income

$56,581

Median home value

$229,700

Avg household

2

Households w/ children

100%

For the school run

Pasco County School District

ElementaryDeer Park Elementary School★★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$284K → $280K

New Port Richey median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

234 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $420,000 · 23 days on market since
1989Built · MILLPOND ESTATES

Reality check

What actually sold near 4434 NORTHAMPTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4502 FOXBORO DRIVESold · Jul ’26

$304,000

4502 FOXBORO DRIVE · same community

3 bd · 2 ba · 1,730 sqft · $176/sqft · 4 DOM

4305 NORTHAMPTON DRIVESold · Jul ’26

$305,000

4305 NORTHAMPTON DRIVE · same community

3 bd · 2 ba · 1,615 sqft · $189/sqft · 139 DOM

4125 MC CLUNG DRIVESold · Jan ’26

$308,000

4125 MC CLUNG DRIVE · same community

3 bd · 2 ba · 1,602 sqft · $192/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4434 NORTHAMPTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4434 NORTHAMPTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4434 NORTHAMPTON DRIVE FAQs

What would the monthly payment be for 4434 NORTHAMPTON DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,650/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4434 NORTHAMPTON DRIVE?+

The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4434 NORTHAMPTON DRIVE?+

The most recent tax bill on record (2025) was $3,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4434 NORTHAMPTON DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $420,000, this home is listed about 50% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4434 NORTHAMPTON DRIVE?+

Deer Park Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ATRIUM REALTY, LLC · Ivelisse Zambrano. MLS #TB8557440.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Port Richey homes, in your inbox

Like 4434 NORTHAMPTON DRIVE but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Iain to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 6:16 AM UTC. The listing information on this page last changed on November 7, 2026 at 6:16 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 6:16 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 6:16 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.