380 FERNSHIRE COURT, PALM HARBOR, FL, 34683
Active1 days on marketListed Oct 12, 2026MLS #TB8557449
About this home
380 FERNSHIRE COURT
Spacious Palm Harbor Rental with Heated Pool. Enjoy comfortable Florida living in this beautiful 3-bedroom, 2-bathroom home in Palm Harbor! Featuring a versatile bonus room perfect for a home office, playroom, or additional flex space, this home offers plenty of room to fit your needs. Relax and unwind in your private heated swimming pool, perfect for enjoying the Florida sunshine throughout the year. The spacious layout provides comfortable living and entertaining areas, making it a wonderful place to call home. Located in a desirable Palm Harbor neighborhood within a sought-after school zone, this property offers convenient access to shopping, restaurants, parks, and the beautiful Gulf Coast beaches. Whether you're looking for extra space, outdoor enjoyment, or a convenient location, this home has it all!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,110
Sqft
0.27 ac
Lot size
2
Garage
1984
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $263
Days on market
1 vs 68 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wexford Leas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Wexford Leas — neighborhood snapshot
Population
1,001
Median age
58
Median income
$65,729
Median home value
$330,123
Avg household
2
Households w/ children
59%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 380 FERNSHIRE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$420,000
1170 WEXFORD DRIVE · same community
3 bd · 2 ba · 1,659 sqft · $253/sqft · 45 DOM
Sold · Mar ’26$850,000
2021 SPANISH PINES DRIVE
3 bd · 2 ba · 2,092 sqft · $406/sqft · 4 DOM
Sold · Mar ’26$587,000
1640 COUNTRY LANE
3 bd · 3 ba · 2,136 sqft · $275/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 380 FERNSHIRE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 380 FERNSHIRE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
380 FERNSHIRE COURT FAQs
What would the monthly payment be for 380 FERNSHIRE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 380 FERNSHIRE COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $3,850, this home is listed about 99% below the Palm Harbor median of $375,945. The market section on this page shows how the area is trending.
Which schools are assigned to 380 FERNSHIRE COURT?+
Ozona Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$3,850 is 99% below the PALM HARBOR 34683 median of $377,495, and at $2/sqft it sits under the Palm Harbor average of $272.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 68 — if it fits, move quickly.
04Strong assigned schools
Ozona Elementary School, Palm Harbor Middle School, Palm Harbor University High — Ozona Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Tabitha Crewe. MLS #TB8557449.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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