16 LARCH LANE, POINCIANA, FL, 34759
Active5 days on marketListed Oct 14, 2026MLS #TB8557805
About this home
16 LARCH LANE
Excellent investment or building opportunity in Central Florida! This beautiful 0.18-acre residential vacant lot is located in the highly desirable and established master-planned community of Poinciana (Village 8). This flat, buildable unimproved land parcel offers approximately 68 feet of road frontage along a quiet street, making it the perfect canvas to design and build your custom dream home. As part of the Association of Poinciana Villages (APV), residents enjoy fantastic community features including access to local pools, parks, fitness centers, basketball courts, and a vibrant community activity center. The low monthly master association fee conveniently bundles common area maintenance and community perks. FEMA designated Flood Zone X (minimal risk area), meaning lender-mandated flood insurance is typically not required! Conveniently positioned with straightforward regional access to major roadways, shopping, local schools, dining, and Central Florida’s world-famous attractions. Drive by today and envision the possibilities! Would you like me to generate a shorter version of these remarks for social media marketing or agent-only private remarks?
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 LARCH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$250,000
213 FIG COURT · same community
3 bd · 2 ba · 1,244 sqft · $201/sqft · 21 DOM
Sold · Dec ’25$260,000
272 HYACINTH COURT · same community
3 bd · 2 ba · 1,244 sqft · $209/sqft · 14 DOM
Sold · Apr ’26$245,000
391 CAMELLIA COURT · same community
3 bd · 2 ba · 1,263 sqft · $194/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16 LARCH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 LARCH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 LARCH LANE FAQs
What would the monthly payment be for 16 LARCH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $568/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16 LARCH LANE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16 LARCH LANE?+
The most recent tax bill on record (2025) was $303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 LARCH LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $54,900, this home is listed about 80% below the Poinciana median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 16 LARCH LANE?+
Lake Marion Creek Middle School (middle), Laurel Elementary School (elementary), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INVESTING N FLORIDA, LLC · Josh Ray. MLS #TB8557805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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