CENTURY 21 Edge
$735,0004 bd3 ba2,332 sqft$315 /sqft≈$5,541 /mo all-in ↓

9909 PINE LEAF LANE, DADE CITY, FL, 33525

Active1 days on marketListed Oct 23, 2026MLS #TB8557912

Single Family ResidenceZEPHYRHILLS COLONY CO

Come see it

Upcoming open house

Sun, Oct 25

12:00 PM – 3:00 PM

About this home

9909 PINE LEAF LANE

Enjoy the space, privacy, and tranquility of country living in this 4-bedroom, 3-bath home on 1.06 acres with no HOA or CDD fees. The open-concept floor plan features 10-foot ceilings, elegant tray ceilings with crown molding, and a spacious kitchen with quartz countertops, 42-inch wood cabinetry, double ovens, and a cooktop with vented hood. Plantation shutters and ceiling fans throughout enhance the home's comfort and style. A private office with French doors and a whole-house water filtration and water softening system add convenience. The approximately 700-square-foot Florida Room, an extension of the home's living space, overlooks the partially cleared and manicured property, offering a versatile setting for relaxing, entertaining, or working from home. Outside, a stone retaining wall frames the terraced landscape, complemented by a decorative rock bed, stepping stones, and ornamental plantings. Enjoy the peaceful wooded backdrop or gather around the fire pit in its own cleared area. An inviting arbor and large powered shed complete this appealing property, all in a serene rural setting just minutes from downtown Dade City.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,332

Sqft

1.06 ac

Lot size

2

Garage

2024

Year built

One

Levels

$315

Per sqft

Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDeeded · Garage Door Opener · Garage Faces Side
ExteriorFire Pit · Storage

Community & fees

Taxes (2025)$5,759/yr
PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Private
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,541 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,625
PMI (est., until 20% equity)$276
Property tax — 2025 actual bill$480
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,500
Interest rate7.50%
Loan term

Estimated payment

$5,541/mo

Principal & interest$4,625
PMI (est., until 20% equity)$276
Property taxes (actual bill)$480
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $735K
$451KedgeAI estimate $483,830 · range $469K–$498K$764K

vs edgeAI estimate

+51.9%

$/sqft vs ZEPHYRHILLS COLONY CO

$315 vs $192

Days on market

1 vs 71 typical

Where $315/sqft sits among the 32 homes for sale in ZEPHYRHILLS COLONY CO

7
8
9
4
2 · this home
2
$88–138$138–189$189–239$239–289$289–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Drive times from this address

Downtown Tampa≈ 50 min
Tampa Int’l Airport (TPA)≈ 61 min
Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33525 — neighborhood snapshot

Population

20,220

Median age

44.2

Median income

$69,697

Median home value

$228,700

Avg household

2.57

Households w/ children

2,084

For the school run

Pasco County School District

HighPasco High School★★★★★
MiddlePasco Middle School★★★★★
ElementarySan Antonio Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$340K → $349K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

20 of 32

ZEPHYRHILLS COLONY CO have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $735,000 · 1 days on market since
2024Built · ZEPHYRHILLS COLONY CO

Reality check

What actually sold near 9909 PINE LEAF LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4314 LANE ROADSold · Jan ’26

$300,000

4314 LANE ROAD · same community

5 bd · 2 ba · 2,356 sqft · $127/sqft · 26 DOM

34740 CHANCEY ROADSold · Feb ’26

$325,000

34740 CHANCEY ROAD · same community

4 bd · 2 ba · 2,120 sqft · $153/sqft · 0 DOM

36848 8TH AVENUESold · Feb ’26

$320,000

36848 8TH AVENUE · same community

4 bd · 3 ba · 1,980 sqft · $162/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9909 PINE LEAF LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9909 PINE LEAF LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9909 PINE LEAF LANE FAQs

What would the monthly payment be for 9909 PINE LEAF LANE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9909 PINE LEAF LANE?+

The most recent tax bill on record (2025) was $5,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9909 PINE LEAF LANE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $735,000, this home is listed about 88% above the Dade City median of $389,995. The market section on this page shows how the area is trending.

Which schools are assigned to 9909 PINE LEAF LANE?+

Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$735,000 runs 90% above the DADE CITY 33525 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Dade City market that averages 71 — if it fits, move quickly.

Listing courtesy of DALTON WADE INC · Henri White, LLC. MLS #TB8557912.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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