39800 COUNTY ROAD 54, ZEPHYRHILLS, FL, 33542
Active12 days on marketListed Oct 6, 2026MLS #TB8555314
About this home
39800 COUNTY ROAD 54
Virtually Staged. Welcome to Your Florida Home! Picture this: you pull in drive through your own private road to your home. In the back you see your toys and RV under their own covered carport, the RV has its own powered spot, and the only thing you hear is the breeze through the mature trees. Welcome to Zephyrhills, where this 3-bed, 2-bath block home sits on a fully fenced acre with space for everything you've been wanting. Outside is where this property shines: A full pool, ready for Florida afternoons Powered car and RV ports Two detached garages with power, for a workshop, hobby space, storage, or the toys Open, cleared entrance lined with mature trees Fully fenced for privacy and flexibility Inside, you get a solid canvas. Block construction, oversized bedrooms (rare in newer homes), and double-pane windows give you a strong foundation to make it your own design. The roof was replaced in 2012 and the AC in 2014, both in working order with no known leaks. You can put your money into the finishes you want instead of the big-ticket items. The numbers make it easier to say yes: No HOA and no CDD fees. Flood Zone X. 1,586 sq ft. 2 detached powered structures totaling 1,292 sq ft. 1 acre You're close to shops, schools, and parks, with easy access to Tampa and Wesley Chapel. Multiple down payment assistance programs may be available, and eligibility varies by buyer, so ask me whether you qualify. Properties with this much land, this much covered parking, and no HOA don't come around often. Book your private showing today and see what you could build here.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,586
Sqft
1.09 ac
Lot size
4
Garage
1970
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,264 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,264/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.9%
$/sqft vs ZEPHYRHILLS COLONY CO
$284 vs $180
Days on market
12 vs 67 typical
Where $284/sqft sits among the 34 homes for sale in ZEPHYRHILLS COLONY CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33542 — neighborhood snapshot
Population
24,306
Median age
51.5
Median income
$49,011
Median home value
$129,900
Avg household
2.29
Households w/ children
2,122
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
23 of 34
ZEPHYRHILLS COLONY CO have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 39800 COUNTY ROAD 54
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$235,000
38839 MILLER AVENUE · same community
3 bd · 2 ba · 1,596 sqft · $147/sqft · 2 DOM
Sold · May ’26$153,500
3230 BOHANNON ROAD · same community
3 bd · 2 ba · 1,620 sqft · $95/sqft · 74 DOM
Sold · Jun ’26$365,000
37327 STANFORD AVENUE · same community
3 bd · 2 ba · 1,512 sqft · $241/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39800 COUNTY ROAD 54 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39800 COUNTY ROAD 54 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39800 COUNTY ROAD 54 FAQs
What would the monthly payment be for 39800 COUNTY ROAD 54?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39800 COUNTY ROAD 54?+
The most recent tax bill on record (2025) was $3,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $450,000, this home is listed about 50% above the Zephyrhills median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 39800 COUNTY ROAD 54?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Juan Rodriguez. MLS #TB8555314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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