CENTURY 21 Edge
$1,100,0003 bd2 ba1,588 sqft$693 /sqft≈$8,300 /mo all-in ↓

804 BRUCE AVENUE, CLEARWATER, FL, 33767

Active9 days on marketListed Oct 14, 2026MLS #TB8558082

Single Family ResidenceMANDALAY SUB

About this home

804 BRUCE AVENUE

Gorgeous Clearwater Beach home steps away from the Mango St. beach access to the gulf and silky white sand. Close to tons of great restaurants, nightlife and plenty of shopping! Quiet neighborhood. Home massively updated in the past year. Stunning gourmet kitchen with farmhouse sink w/ new garbage disposal, Quartz countertops & waterfall edges, Bespoke glass door refrigerator all new appliances. Hall/guest Bathroom with deep soaking tub, Master bathroom features a walk in shower, Wide-plank luxury vinyl flooring throughout, Outdoor shower with hot & cold water, Brand new A/C August 2024 with transferrable warranty, All new concrete driveway, walkway & rear patio 2024, New solar attic fan, New vinyl fence with two gates, Modern garage door with new motor, Impact hurricane windows 2023, New hurricane impact front door in 2026. ALL new exterior soffit & gutters, New roof in 2016. Don't forget to bring your golf cart!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,588

Sqft

0.14 ac

Lot size

1

Garage

1952

Year built

One

Levels

$693

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorAttic Fan · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Thermostat · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorGarden · Irrigation System · Outdoor Shower · Rain Gutters · Smart Lock(s)

Community & fees

Taxes (2025)$9,665/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,300 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,922
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$805
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate7.50%
Loan term

Estimated payment

$8,300/mo

Principal & interest$6,922
PMI (est., until 20% equity)$413
Property taxes (actual bill)$805
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$488KedgeAI estimate $565,209 · range $509K–$587K$1.1M

vs edgeAI estimate

+94.6%

$/sqft vs MANDALAY SUB

$693 vs $486

Days on market

9 vs 62 typical

Where $693/sqft sits among the 26 homes for sale in MANDALAY SUB

7
13
1 · this home
0
1
4
$210–428$428–646$646–864$864–1082$1082–1299$1299+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Drive times from this address

Tampa Int’l Airport (TPA)≈ 37 min
Downtown Tampa≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

13 of 26

MANDALAY SUB have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $1,100,000 · 9 days on market since
1952Built · MANDALAY SUB

Reality check

What actually sold near 804 BRUCE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

725 ELDORADO AVENUESold · May ’26

$950,000

725 ELDORADO AVENUE · same community

1 bd · 2.5 ba · 1,560 sqft · $609/sqft · 0 DOM

921 LANTANA AVENUESold · Jan ’26

$490,000

921 LANTANA AVENUE · same community

2 bd · 2 ba · 1,623 sqft · $302/sqft · 61 DOM

43 KIPLING PLAZASold · Apr ’26

$521,678

43 KIPLING PLAZA · same community

2 bd · 3 ba · 1,631 sqft · $320/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 804 BRUCE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 804 BRUCE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

804 BRUCE AVENUE FAQs

What would the monthly payment be for 804 BRUCE AVENUE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 804 BRUCE AVENUE?+

The most recent tax bill on record (2025) was $9,665. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 804 BRUCE AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $1,100,000, this home is listed about 267% above the Clearwater median of $299,785. The market section on this page shows how the area is trending.

Which schools are assigned to 804 BRUCE AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOLLAND ASSOCIATES INC · Sabrina Nemec. MLS #TB8558082.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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