CENTURY 21 Edge
$998,8005 bd4 ba4,043 sqft$247 /sqft≈$6,222 /mo all-in ↓

806 NARCISSUS AVENUE, CLEARWATER BEACH, FL, 33767

Active7 days on marketListed Oct 4, 2026MLS #TB8554380

Private poolSingle Family ResidenceMANDALAY SUB

About this home

806 NARCISSUS AVENUE

Imagine living near a beach consistently ranked among America’s best. This Key West–style home retains the historic character of North Clearwater Beach while offering thoughtful updates. Set on a rare lot across from the park-like space between Bay Esplanade and Narcissus Avenue, it enjoys a view toward the Intracoastal Waterway. Tucked into a quiet residential neighborhood, the home is within walking distance of the beach, shops, restaurants, and marina. Designed around a large in-ground pool, the property is a private entertainer’s retreat with covered seating and a barbecue area. This five-bedroom, four-bath home offers ample space for family and friends and has been freshly painted. The dining room opens to the living room, while the spacious family room features a built-in bar ideal for entertaining. The home is a perfect vacation home, investment home, or primary residence. The floors first story floors are a beautiful Venezuelan hardwood, and the subfloor has been replaced. Upstairs, the private owner’s suite includes a sitting area and a balcony overlooking the pool, with access by both indoor and outdoor spiral stairways. The front porch, built with Trex decking, offers a welcoming place to relax and greet neighbors, while the pool deck features original Old Chicago brick. Fully landscaped and easy to maintain, the property is ideal for owners who travel. FLOOR PLAN AVAILABLE. CALL TODAY FOR YOUR PRIVATE SHOWING! Recent upgrades include two new air-conditioning units, a water heater, stove, pool pump, and pool heater. This well-priced home provides for the new owner to make new cosmetic upgrades. Do not miss the opportunity to see this truly unique home!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,043

Sqft

0.17 ac

Lot size

1926

Year built

Two

Levels

$247

Per sqft

Private poolFireplacePark/Greenbelt view

Inside

FlooringHardwood
AppliancesBar Fridge · Dishwasher · Disposal · Electric Water Heater · Gas Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationPillar/Post/Pier
ViewPark/Greenbelt
FacesEast
ExteriorBalcony · Lighting · Outdoor Grill

Community & fees

Taxes (2024)$3,575/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,222 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,389
PMI (est., until 20% equity)$375
Property tax — 2024 actual bill$298
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,880Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,880
Interest rate6.00%
Loan term

Estimated payment

$6,222/mo

Principal & interest$5,389
PMI (est., until 20% equity)$375
Property taxes (actual bill)$298
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $999K
$959KedgeAI estimate $1,988,506 · range $1.8M–$2.2M$2.3M

vs edgeAI estimate

−49.8%

$/sqft vs MANDALAY SUB

$247 vs $508

Days on market

7 vs 145 typical

Where $247/sqft sits among the 24 homes for sale in MANDALAY SUB

9 · this home
9
1
1
1
3
$210–458$458–706$706–954$954–1202$1202–1450$1450+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Drive times from this address

Tampa Int’l Airport (TPA)≈ 37 min
Downtown Tampa≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketBalanced — 6.8 months of inventoryBuyer’s market

$535K → $824K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

12 of 24

MANDALAY SUB have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Oct 4, 2026Listed at $998,800 · 7 days on market since
1926Built · MANDALAY SUB

Reality check

What actually sold near 806 NARCISSUS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1070 ELDORADO AVENUESold · Mar ’26

$3,000,000

1070 ELDORADO AVENUE · same community

6 bd · 5.5 ba · 3,719 sqft · $807/sqft · 302 DOM

733 BAY ESPLANADESold · May ’26

$1,891,000

733 BAY ESPLANADE · same community

4 bd · 3 ba · 3,423 sqft · $552/sqft · 211 DOM

848 MANDALAY AVENUESold · Sep ’26

$1,120,000

848 MANDALAY AVENUE · same community

4 bd · 5 ba · 3,265 sqft · $343/sqft · 197 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 806 NARCISSUS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 806 NARCISSUS AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

806 NARCISSUS AVENUE FAQs

What would the monthly payment be for 806 NARCISSUS AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,222/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 806 NARCISSUS AVENUE?+

The most recent tax bill on record (2024) was $3,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater Beach?+

At $998,800, this home is listed about 33% above the Clearwater Beach median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 806 NARCISSUS AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$998,800 runs 82% above the CLEARWATER BEACH 33767 median — but at 4,043 sqft it's also nearly 3 times the size of the typical Clearwater Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Clearwater Beach market that averages 145 — if it fits, move quickly.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY CONCEPTS OF PINELLAS · Fran Bartlett. MLS #TB8554380.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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