1038 RIDGEWAY DRIVE, NORTH FORT MYERS, FL, 33903
Active Under Contract19 days on marketListed Oct 18, 2026MLS #TB8558120
About this home
1038 RIDGEWAY DRIVE
Under contract-accepting backup offers. Virtually Staged. COMPLETELY RENOVATED INSIDE & OUT! NEW ROOF, NEW IMPACT WINDOWS, NEW PORCELAIN TILE FLOORS, FULLY REMODELED KITCHEN & BATHROOMS, AND FRESH INTERIOR & EXTERIOR PAINT! Discover this beautifully updated 3-bedroom, 2-bathroom home offering 1,288 sq. ft. of living space in North Fort Myers. This extensive renovation goes far beyond cosmetic upgrades, featuring a complete plumbing repipe, a new water heater, and modern finishes throughout. The stunning kitchen showcases brand-new cabinetry, countertops, and appliances, including a range with oven and an over-the-range microwave with built-in ventilation. Both bathrooms have been completely transformed with new vanities, modern showers, updated fixtures, and sliding glass shower doors. Additional features include a dedicated laundry room and an enclosed one-car garage. Step outside to enjoy an open-air patio and a private backyard surrounded by a BRAND-NEW WHITE PVC FENCE. FROM MAJOR SYSTEM UPGRADES TO BEAUTIFUL FINISHING TOUCHES, THE WORK HAS ALREADY BEEN DONE! Schedule your private showing today and see the transformation for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,288
Sqft
0.18 ac
Lot size
1
Garage
1978
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,106 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,106/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.6%
$/sqft vs North Fort Myers actives
$202 vs $175
Days on market
19 vs 68 typical
Where $202/sqft sits among the 58 North Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgeway Estates
Get to know North Fort Myers. See the full North Fort Myers guide →
Ridgeway Estates — neighborhood snapshot
Population
536
Median age
42
Median income
$48,205
Median home value
$226,400
Avg household
2
Households w/ children
44%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Fort Myers market
$272K → $308K
North Fort Myers median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
24 of 58
North Fort Myers actives have cut their price
Median sold price, North Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the NORTH FORT MYERS 33903 median. See the full North Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 RIDGEWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$214,900
1032 WINSOME ROAD · same community
2 bd · 2 ba · 1,048 sqft · $205/sqft · 41 DOM
Sold · Sep ’26$207,500
4654 13TH AVENUE S · same community
2 bd · 1 ba · 804 sqft · $258/sqft · 63 DOM
Sold · Mar ’26$204,000
1102 WINDING PINES CIRCLE UNIT 205
3 bd · 2 ba · 1,325 sqft · $154/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 RIDGEWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 RIDGEWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1038 RIDGEWAY DRIVE FAQs
What would the monthly payment be for 1038 RIDGEWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,106/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1038 RIDGEWAY DRIVE?+
The most recent tax bill on record (2025) was $552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Fort Myers?+
At $259,990, this home is listed about 19% below the North Fort Myers median of $322,275. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 RIDGEWAY DRIVE?+
Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Caloosa Elementary School (elementary), Caloosa Middle School (middle), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Cape Coral High School (high), Island Coast High School (high), Mariner High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NORTH FORT MYERS 33903 market on paper
$259,990 is 35% below the NORTH FORT MYERS 33903 median of $397,500.
02Strong assigned schools
Tropic Isles Elementary School, North Fort Myers High School, Hancock Creek Elementary School, Caloosa Elementary School, Caloosa Middle School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Cape Coral High School, Island Coast High School, Mariner High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $264,990, now $259,990 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MY REALTY GROUP, LLC. · Lorena Monroy Alvarez. MLS #TB8558120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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