17001 MELBA LANE, LUTZ, FL, 33549
Active23 days on marketListed Oct 15, 2026MLS #TB8558205
About this home
17001 MELBA LANE
Virtually Staged. Step right up to this Lutz gem—a 3-bedroom, 2-bath wonder with over 2,356 square feet of total living space to stretch, dance, or stage elaborate pillow forts. Cozy up to the wood-burning fireplace, dive into the in-ground pool (just squint if the makeover isn’t done yet), and enjoy hurricane shutters that laugh in the face of storms. The backyard’s privacy fence keeps nosy neighbors at bay, while the pool safety fence protects your cannonball ambitions. Sitting on a quarter-acre corner lot, it boasts a parking pad big enough for your RV, boat, or maybe a 727 Boeing. Upgrades: Newer kitchen, roof and A/C, double pane windows, tankless water heater, owned water conditioning setup, and a Ring doorbell to catch all your Amazon deliveries. All this, just minutes from I-275—because even dream homes need quick escapes!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,684
Sqft
0.37 ac
Lot size
2
Garage
1972
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,667 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,667/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs Lutz actives
$267 vs $242
Days on market
23 vs 59 typical
Where $267/sqft sits among the 261 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,178
Median age
44.7
Median income
$89,343
Median home value
$385,900
Avg household
2.52
Households w/ children
1,874
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$448K → $508K
Lutz median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
163 of 261
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 17001 MELBA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$470,000
17010 MELBA LANE · same community
3 bd · 3 ba · 1,710 sqft · $275/sqft · 157 DOM
Sold · Nov ’25$495,000
281 VILLA CORTE DRIVE
3 bd · 2 ba · 1,681 sqft · $294/sqft · 14 DOM
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 17001 MELBA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17001 MELBA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17001 MELBA LANE FAQs
What would the monthly payment be for 17001 MELBA LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,667/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17001 MELBA LANE?+
The most recent tax bill on record (2025) was $2,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $449,900, this home is listed about 10% below the Lutz median of $498,950. The market section on this page shows how the area is trending.
Which schools are assigned to 17001 MELBA LANE?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33549 market on paper
$449,900 is 5% below the LUTZ 33549 median of $474,950.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Duskie Smith. MLS #TB8558205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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