726 CRYSTAL DRIVE, PALM HARBOR, FL, 34683
Active4 days on marketListed Oct 15, 2026MLS #TB8558235
About this home
726 CRYSTAL DRIVE
Discover a refreshed take on Florida living in this beautifully updated 3-bedroom, 2-bath pool home, featuring stylish finishes, thoughtful design details, and inviting indoor-outdoor living. The open floorplan connects the kitchen and living room, while vaulted ceilings create an airy, open feel. New luxury vinyl flooring runs throughout the interior, and floor-to-ceiling windows and doors fill the family room with natural light and views of the pool and lanai. An electric fireplace adds a cozy touch, making this a comfortable place to gather and unwind. The updated kitchen features bright white shaker-style cabinetry, quartz countertops, a decorative subway tile backsplash, new appliances, pull-out pantry drawers, and an island with bar-top seating and decorative pendant lighting. An over-cabinet window brings in additional natural light, creating a bright and welcoming space for cooking, dining, and entertaining. The primary suite showcases distinctive design details, including contrasting wood shiplap and a stone tile accent wall, along with a sliding barn door leading to the en-suite bathroom and a walk-in closet with built in shelving. The bathroom features a wood accent wall, an extended vanity with quartz countertops, and a tiled shower with a glass door. Each guest bedroom offers its own modern decorative touches, while the updated guest bathroom includes mosaic tile flooring, an updated vanity granite countertop and sink, a smart toilet, and a tiled tub/shower combination with a glass door. Step outside to enjoy the screened pool and updated paver lanai, perfect for relaxing in the sunshine, enjoying a quiet evening, or gathering with friends, all with a low-maintenance yard that leaves more time to enjoy your surroundings. Major updates within the past five years include the roof, AC system and ductwork, insulation, plumbing, electrical panel, windows, water softener, pool resurfacing, pool pavers, salt system, pool heater and pool equipment. The vaulted ceilings have also been scraped for a clean, refreshed look. Enjoy all that Palm Harbor has to offer, with downtown restaurants, breweries, and shops, along with outdoor recreation at Wall Springs Park and the Pinellas Trail. Golf enthusiasts will appreciate nearby Innisbrook Resort, home to four championship golf courses, including the Copperhead Course, host of the PGA TOUR's Valspar Championship. Gulf beaches, Honeymoon Island State Park, Lake Tarpon, and the historic Tarpon Springs Sponge Docks provide even more ways to explore and enjoy the Florida lifestyle. From the inviting interior to the refreshing poolside retreat, this one offers plenty of reasons to love coming home! Sellers also have hurricane shutters for peace of mind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,549
Sqft
0.15 ac
Lot size
2
Garage
1988
Year built
One
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs Palm Harbor actives
$339 vs $265
Days on market
4 vs 68 typical
Where $339/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Crystal Beach — neighborhood snapshot
Population
1,092
Median age
55
Median income
$77,834
Median home value
$135,982
Avg household
2
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 726 CRYSTAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$415,000
2468 GULFBREEZE CIRCLE · same community
3 bd · 2 ba · 1,547 sqft · $268/sqft · 6 DOM
Sold · Aug ’26$360,000
627 CRYSTAL DR · same community
3 bd · 2 ba · 1,588 sqft · $227/sqft · 7 DOM
Sold · Apr ’26$535,000
2474 ISLANDER COURT · same community
3 bd · 2 ba · 1,659 sqft · $322/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 726 CRYSTAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 726 CRYSTAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
726 CRYSTAL DRIVE FAQs
What would the monthly payment be for 726 CRYSTAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 726 CRYSTAL DRIVE?+
The most recent tax bill on record (2025) was $3,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $525,000, this home is listed about 35% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 726 CRYSTAL DRIVE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 33% above the PALM HARBOR 34683 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Palm Harbor market that averages 68 — if it fits, move quickly.
04Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tabitha Clark. MLS #TB8558235.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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