629 SUNSET LANE, LUTZ, FL, 33549
Active2 days on marketListed Nov 4, 2026MLS #TB8558379
About this home
629 SUNSET LANE
Virtually Staged. ***Seller is offering up to 5% TOWARD BUYER CLOSING COSTS AND/OR INTEREST RATE BUYDOWN with an accepted full-price offer.***BEAUTIFULLY UPDATED LUTZ HOME WITH A SPACIOUS BACKYARD, STUNNING OUTDOOR DECK, AND NO HOA! Discover the perfect blend of MODERN STYLE, COMFORT, AND PRIVACY at 629 Sunset Lane! This charming 3-bedroom, 2-bathroom home offers a thoughtfully designed layout, beautiful finishes, and inviting indoor and outdoor spaces that make it easy to feel right at home. Step inside to discover a bright, OPEN-CONCEPT FLOOR PLAN featuring gorgeous wood-look flooring, fresh neutral tones, and an abundance of natural light. The beautifully appointed kitchen is the heart of the home, showcasing SOLID WOOD CABINETRY, SLEEK COUNTERTOPS, and a functional layout that flows effortlessly into the living and dining areas, perfect for everyday living and entertaining! The spacious primary suite offers a comfortable private retreat, while the additional bedrooms provide flexibility for guests, a home office, or whatever suits your lifestyle. BUT THE REAL SHOWSTOPPER AWAITS OUTSIDE! Step into your own BACKYARD OASIS featuring a BEAUTIFUL REAR DECK, perfect for hosting weekend barbecues, enjoying your morning coffee, dining under the stars, or simply unwinding in the Florida sunshine. The GENEROUS BACKYARD offers plenty of room to entertain, garden, or create your dream outdoor retreat. Adding to the home's curb appeal is a DISTINCTIVE CURVED DRIVEWAY leading to an ATTACHED TWO-CAR GARAGE, offering both convenience and ample parking. With NO HOA and a peaceful residential setting, you'll enjoy added flexibility and room to make this property your own! Conveniently located in LUTZ, this home offers easy access to US-41, I-275, shopping, dining, parks, and the surrounding communities of Wesley Chapel, Carrollwood, and Tampa. With its BEAUTIFUL FINISHES, SPACIOUS OUTDOOR LIVING AREAS, CURVED DRIVEWAY, AND DESIRABLE LUTZ LOCATION, this home is one you won't want to miss! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,358
Sqft
0.28 ac
Lot size
2002
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,190 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs UNPLATTED
$284 vs $288
Days on market
2 vs 56 typical
Where $284/sqft sits among the 175 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,178
Median age
44.7
Median income
$89,343
Median home value
$385,900
Avg household
2.52
Households w/ children
1,874
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$448K → $508K
Lutz median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
91 of 175
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 629 SUNSET LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$420,000
12116 N 52ND STREET · same community
4 bd · 2 ba · 1,479 sqft · $284/sqft · 28 DOM
Sold · Dec ’25$320,000
4613 CORONET ROAD · same community
4 bd · 2 ba · 1,500 sqft · $213/sqft · 5 DOM
Sold · Dec ’25$415,000
7045 STAFFORD ROAD · same community
3 bd · 2 ba · 1,536 sqft · $270/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 629 SUNSET LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 629 SUNSET LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
629 SUNSET LANE FAQs
What would the monthly payment be for 629 SUNSET LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,190/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 629 SUNSET LANE?+
The most recent tax bill on record (2025) was $2,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $385,000, this home is listed about 22% below the Lutz median of $493,000. The market section on this page shows how the area is trending.
Which schools are assigned to 629 SUNSET LANE?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33549 market on paper
$385,000 is 19% below the LUTZ 33549 median of $474,900.
02Fresh on the market
Only 2 days on market in a Lutz market that averages 56 — if it fits, move quickly.
03Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INVESTOR CORNER REALTY LLC · Joe Medina. MLS #TB8558379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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