3404 REGNER DRIVE, PLANT CITY, FL, 33566
Active15 days on marketListed Oct 23, 2026MLS #TB8558701
Come see it
Upcoming open house
Sat, Nov 7
12:00 PM – 2:00 PM
About this home
3404 REGNER DRIVE
Whether it's the spacious layout, modern upgrades, or prime location that caught your eye, now is the perfect time to act! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, nestled in a peaceful, gated community. As you step inside, you'll notice the separate formal dining room and living space, designed for your convenience. The bright, open-concept kitchen features granite countertops and seamlessly connects to the living room, making it ideal for entertaining. Through sliding glass doors, you'll find a screened-in, extended lanai leading to your personal oasis in the fully fenced backyard. The luxurious master bathroom offers dual sinks, a vanity area, and a glass walk-in shower. 2024 home completely painted inside. New roof installed 2025 and new wood blinds installed 2024. Additional features include a laundry room and a two-car garage. This gem is perfectly located, just 30 minutes from Tampa and an easy commute to Orlando. Enjoy the best of both worlds in this exceptional home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,030
Sqft
0.18 ac
Lot size
2
Garage
2014
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,606 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,606/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.4%
$/sqft vs Plant City actives
$216 vs $203
Days on market
15 vs 43 typical
Where $216/sqft sits among the 288 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walden Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
Walden Lake — neighborhood snapshot
Population
7,489
Median age
45
Median income
$98,213
Median home value
$398,207
Avg household
3
Households w/ children
951
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
165 of 288
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PLANT CITY 33566 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3404 REGNER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$467,000
3406 REGNER DRIVE · same community
5 bd · 3.5 ba · 2,659 sqft · $176/sqft · 82 DOM
Sold · May ’26$560,000
3205 MURRAY FARMS LOOP
4 bd · 2 ba · 2,016 sqft · $278/sqft · 46 DOM
Sold · Sep ’26$262,500
3306 KILMER PLACE
4 bd · 2 ba · 1,995 sqft · $132/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3404 REGNER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3404 REGNER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3404 REGNER DRIVE FAQs
What would the monthly payment be for 3404 REGNER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,606/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3404 REGNER DRIVE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3404 REGNER DRIVE?+
The most recent tax bill on record (2025) was $1,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3404 REGNER DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $438,999, this home is listed about 11% above the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3404 REGNER DRIVE?+
Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$438,999 runs 10% above the PLANT CITY 33566 median.
02Strong assigned schools
Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $445,000, now $438,999 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jared Rutherford. MLS #TB8558701.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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