3403 WALDEN RESERVE DRIVE, PLANT CITY, FL, 33566
Active44 days on marketListed Sep 24, 2026MLS #TB8533628
About this home
3403 WALDEN RESERVE DRIVE
Virtually Staged. Assumable VA loan at 3.92. Welcome to this beautiful 4-bedroom, 4-bathroom home in the highly sought-after Walden Reserve community. Designed with spacious living and everyday comfort in mind, this property offers an ideal blend of open-concept living and thoughtfully separated spaces for entertaining and relaxation. The heart of the home is the large open-plan living area, seamlessly connecting the kitchen and breakfast nook to create a welcoming space for everyday life and gatherings. A separate dining area provides an elegant setting for more formal meals, while the additional sitting room offers a comfortable retreat. The spacious primary suite features a private en-suite bathroom and the added luxury of dual walk-in closets, providing plenty of storage and convenience. Upstairs, a large family room offers flexible space for movie nights, a playroom, home office, or additional entertaining area. Additional highlights include a 3-car garage and a separate laundry room, adding practicality to this impressive home. Located in the desirable Walden Reserve community, this spacious residence offers the room, flexibility, and comfort to suit a variety of lifestyles.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,041
Sqft
0.29 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,170 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.2%
$/sqft vs Plant City actives
$176 vs $203
Days on market
44 vs 43 typical
Where $176/sqft sits among the 289 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walden Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
Walden Lake — neighborhood snapshot
Population
7,489
Median age
45
Median income
$98,213
Median home value
$398,207
Avg household
3
Households w/ children
951
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
164 of 289
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PLANT CITY 33566 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3403 WALDEN RESERVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$467,000
3406 REGNER DRIVE · same community
5 bd · 3.5 ba · 2,659 sqft · $176/sqft · 82 DOM
Sold · Feb ’26$509,900
3504 KILMER DRIVE
5 bd · 3 ba · 3,044 sqft · $168/sqft · 177 DOM
Sold · Jun ’26$645,000
4712 EVER LASTING TRAIL
4 bd · 3.5 ba · 2,929 sqft · $220/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3403 WALDEN RESERVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3403 WALDEN RESERVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3403 WALDEN RESERVE DRIVE FAQs
What would the monthly payment be for 3403 WALDEN RESERVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,170/mo — principal and interest, estimated property taxes, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3403 WALDEN RESERVE DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3403 WALDEN RESERVE DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3403 WALDEN RESERVE DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $534,999, this home is listed about 35% above the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3403 WALDEN RESERVE DRIVE?+
Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$534,999 runs 35% above the PLANT CITY 33566 median — but at 3,041 sqft it's also 50% larger than the typical Plant City listing.
02Strong assigned schools
Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $550,000, now $534,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jared Rutherford. MLS #TB8533628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Plant City homes, in your inbox
Like 3403 WALDEN RESERVE DRIVE but not quite? A daily digest of every new listing in Plant City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →