12447 SEABOARD DRIVE, PALMETTO, FL, 34221
Pending17 days on marketListed Oct 16, 2026MLS #TB8558771
About this home
12447 SEABOARD DRIVE
BRAND NEW HOME!!! This single-family home boasts five bedrooms across two stories. A versatile flex room sits off the foyer and a modern open-concept design brightens the kitchen, dining room and family room. The sprawling owner’s suite enjoys privacy on the ground floor with a full-sized bathroom and walk-in closet, while the remaining four bedrooms and spacious loft are upstairs. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,896
Sqft
0.12 ac
Lot size
2026
Year built
Two
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,741 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$117 vs $200
Days on market
17 vs 73 typical
Where $117/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 12447 SEABOARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$379,540
6007 BLUE PALOMA COURT · same community
4 bd · 2 ba · 2,920 sqft · $130/sqft · 68 DOM
Sold · Sep ’26$353,840
12418 PARSONS ISLE TERRACE · same community
6 bd · 3 ba · 2,580 sqft · $137/sqft · 8 DOM
Sold · Jun ’26$367,940
12429 PARSONS ISLE TERRACE · same community
6 bd · 3 ba · 2,580 sqft · $143/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12447 SEABOARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12447 SEABOARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12447 SEABOARD DRIVE FAQs
What would the monthly payment be for 12447 SEABOARD DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,741/mo — principal and interest, estimated property taxes, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12447 SEABOARD DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12447 SEABOARD DRIVE?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12447 SEABOARD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $339,490, this home is listed about 15% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LENNAR REALTY · Jenn Siemering. MLS #TB8558771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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