CENTURY 21 Edge
$679,0003 bd3 ba2,369 sqft$287 /sqft≈$5,204 /mo all-in ↓

5229 CASERTA COURT, PALMETTO, FL, 34221

Active20 days on marketListed Oct 18, 2026MLS #TB8558855

WaterfrontSingle Family ResidenceESPLANADE NORTH AT ARTISAN LAKES SUBPH I

About this home

5229 CASERTA COURT

Welcome to Esplanade North at Artisan Lakes in Palmetto! This beautifully designed Taylor Morrison Lazio floor plan features 3 bedrooms, 3 full baths, a den, and a spacious 3-car garage. The open floor plan offers tile flooring throughout the main living areas, a formal dining room, and a spacious great room ideal for entertaining. The well-appointed kitchen features a large center island, gas cooktop, ample cabinetry, and a breakfast area overlooking the living space. The generous primary suite includes an ensuite bath with an oversized walk-in shower. Step outside to the screened-in lanai and enjoy peaceful water views, perfect for relaxing or entertaining. Located in the amenity-rich Esplanade community, residents enjoy a resort-style lifestyle with plenty of opportunities for recreation and socializing. Conveniently situated near shopping, dining, and the beautiful Gulf Coast beaches, this home offers the perfect combination of comfort, functionality, and Florida living!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,369

Sqft

0.24 ac

Lot size

3

Garage

2024

Year built

One

Levels

$287

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Exhaust Fan · Ice Maker · Microwave · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Outdoor Kitchen · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$173/mo
Taxes (2025)$4,116/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,204 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,273
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$343
HOA fee — from the listing$173
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,900
Interest rate7.50%
Loan term

Estimated payment

$5,204/mo

Principal & interest$4,273
PMI (est., until 20% equity)$255
Property taxes (actual bill)$343
HOA / condo fee$173
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $679K
$652KedgeAI estimate $724,434 · range $691K–$797K$829K

vs edgeAI estimate

−6.3%

$/sqft vs Palmetto actives

$287 vs $200

Days on market

20 vs 73 typical

Where $287/sqft sits among the 400 Palmetto actives

98
154
67
29 · this home
18
34
$123–171$171–219$219–267$267–315$315–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa≈ 42 min
Tampa Int’l Airport (TPA)≈ 55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

56,208

Median age

45.5

Median income

$77,712

Median home value

$338,600

Avg household

2.6

Households w/ children

4,828

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$375K → $390K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

256 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Oct 18, 2026Listed at $679,000 · 20 days on market since
2024Built · ESPLANADE NORTH AT ARTISAN LAKES SUBPH I

Reality check

What actually sold near 5229 CASERTA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5312 CASERTA COURTSold · Sep ’26

$880,000

5312 CASERTA COURT · same community

3 bd · 3 ba · 2,332 sqft · $377/sqft · 23 DOM

5132 CASERTA COURTSold · Feb ’26

$649,000

5132 CASERTA COURT · same community

3 bd · 3 ba · 2,326 sqft · $279/sqft · 76 DOM

5610 CASERTA COURTSold · Apr ’26

$650,000

5610 CASERTA COURT · same community

3 bd · 3 ba · 2,277 sqft · $285/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 5229 CASERTA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5229 CASERTA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5229 CASERTA COURT FAQs

What would the monthly payment be for 5229 CASERTA COURT?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,204/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5229 CASERTA COURT?+

The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5229 CASERTA COURT?+

The most recent tax bill on record (2025) was $4,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5229 CASERTA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $679,000, this home is listed about 71% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.

Which schools are assigned to 5229 CASERTA COURT?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Judy Patch. MLS #TB8558855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5229 Caserta Court, Palmetto, FL — 3 Bed 3 Bath for Sale, $679K