
304 9TH AVENUE E, PALMETTO, FL, 34221
Active22 days on marketListed Oct 16, 2026MLS #TB8558980
About this home
304 9TH AVENUE E
Experience elevated waterfront living in this beautifully furnished contemporary residence within the exclusive, gated Riviera Dunes community along the Manatee River. Professionally remodeled with sophisticated finishes and an abundance of natural light, this exceptional rental offers a seamless blend of luxury, comfort, and resort-style living. Soaring 20-foot ceilings and an open, airy design create an impressive first impression. The chef’s kitchen features elegant quartz countertops, custom cabinetry, a built-in refrigerator, double wall ovens, and premium appliances, making it perfect for entertaining or enjoying a relaxed evening at home. The spacious primary suite serves as a private retreat, complete with a spa-inspired bathroom featuring custom stonework and an oversized walk-in closet with custom organization. Beautifully updated guest bathrooms, a versatile downstairs bedroom furnished as a home office, and an upstairs loft equipped as a fitness space provide exceptional flexibility. Step outside to your private backyard oasis featuring a sparkling pool and spa, ideal for relaxing after a day on the water. For boating enthusiasts, a private 40-foot boat slip with a 16,000-pound lift is available for an additional fee. The community’s full-service marina and waterfront restaurant further enhance this exceptional setting. Grounds maintenance is included for added convenience, and the property is pet-friendly with a non-refundable pet fee. Offered fully furnished for a comfortable, turnkey living experience, this remarkable residence provides the perfect opportunity to enjoy the best of Florida’s waterfront lifestyle. Conveniently located near downtown Bradenton and Sarasota, with easy access to the dining, entertainment, and cultural attractions of St. Petersburg and Tampa, this is luxury waterfront rental living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,784
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$205 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $200
Days on market
22 vs 73 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Dunes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Riviera Dunes — neighborhood snapshot
Population
198
Median age
64
Median income
$155,278
Median home value
$608,900
Avg household
2
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 304 9TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$490,000
303 9TH AVENUE E · same community
3 bd · 3 ba · 2,006 sqft · $244/sqft · 226 DOM
Sold · Sep ’26$975,000
1814 5TH ST E
3 bd · 4.5 ba · 2,804 sqft · $348/sqft · 3 DOM
Sold · Apr ’26$600,000
1309 3RD STREET CIRCLE E
4 bd · 4 ba · 2,848 sqft · $211/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 304 9TH AVENUE E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 9TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
304 9TH AVENUE E FAQs
What would the monthly payment be for 304 9TH AVENUE E?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 304 9TH AVENUE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $5,500, this home is listed about 99% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 304 9TH AVENUE E?+
Lincoln Memorial Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Peter Arner. MLS #TB8558980.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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