2674 RACHEL COURT, PALM HARBOR, FL, 34684
Active1 days on marketListed Oct 18, 2026MLS #TB8559212
About this home
2674 RACHEL COURT
This newly remodeled, very clean 3 bedroom, 1 bath villa is available for rent. LAKE ST GEORGE Open floor plan, breakfast bar, vaulted ceilings, ceiling fans, inside laundry room, brand new appliances, garbage disposal, ice-maker, dishwasher, inside laundry room, luxury vinyl flooring throughout, large closets, 2 sliders out to huge fenced in yard, storage. This house does NOT have a garage as it has been converted into 3rd bedroom. It does have a nice storage area that was left. Quiet cul-de-sac location A rated schools-- Lake St. George Elementary, Palm Harbor Middle, Countryside High School. Home in desirable Palm Harbor. Near area amenities. NO CATS, Dogs ok.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,050
Sqft
0.25 ac
Lot size
1984
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $265
Days on market
1 vs 68 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake St. George
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake St. George — neighborhood snapshot
Population
1,834
Median age
41
Median income
$88,602
Median home value
$343,033
Avg household
3
Households w/ children
251
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2674 RACHEL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$173,000
29250 US HIGHWAY 19 N UNIT 502
2 bd · 2 ba · 1,056 sqft · $164/sqft · 105 DOM
Sold · Mar ’26$140,000
29250 US HIGHWAY 19 N UNIT 446
2 bd · 2 ba · 1,056 sqft · $133/sqft · 4 DOM
Sold · Jun ’26$185,000
2460 NORTHSIDE DRIVE UNIT 506
2 bd · 2 ba · 1,060 sqft · $175/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2674 RACHEL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2674 RACHEL COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2674 RACHEL COURT FAQs
What would the monthly payment be for 2674 RACHEL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2674 RACHEL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $2,100, this home is listed about 99% below the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2674 RACHEL COURT?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$2,100 is 99% below the PALM HARBOR 34684 median of $249,950, and at $2/sqft it sits under the Palm Harbor average of $272.
02Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 68 — if it fits, move quickly.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KEY REALTY & INVESTMENTS · Nava Adler. MLS #TB8559212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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