CENTURY 21 Edge
$209,9002 bd2 ba1,335 sqft$157 /sqft≈$1,955 /mo all-in ↓

1940 GRAND CYPRESS LANE, SUN CITY CENTER, FL, 33573

Active17 days on marketListed Oct 21, 2026MLS #TB8559365

✦ Priced 18% below the Sun City Center medianSingle Family ResidenceSUN CITY CENTER UNIT 153

Come see it

Upcoming open house

Sat, Nov 7

10:00 AM – 1:00 PM

About this home

1940 GRAND CYPRESS LANE

PEACEFUL CONSERVATION VIEWS, NO REAR NEIGHBORS, AND LOW-MAINTENANCE LIVING IN SUN CITY CENTER! Welcome to the desirable Cypress Landing section of Sun City Center, where this beautifully maintained 2-bedroom, 2-bathroom home with a 2-car garage offers a perfect combination of comfort, privacy, and the active 55+ Florida lifestyle. Backing up to a peaceful nature preserve with no backyard neighbors, this home provides a relaxing setting to enjoy the outdoors and local wildlife. Major updates include WATER HEATER (2018), ROOF (2022), A/C (2018), and updated electrical panel and plumbing, offering added peace of mind for the next owner. From the moment you step inside, you'll appreciate the soaring vaulted ceilings, spacious living areas, and abundance of natural light. Three strategically placed solar tubes bring beautiful natural sunlight into the home throughout the day, creating a bright and inviting atmosphere. The thoughtfully designed split-bedroom floor plan offers privacy and functionality, with the guest bedroom and full guest bathroom conveniently located just off the main living area. The spacious kitchen features beautiful quartz countertops, ample cabinetry, generous counter space, and a convenient eat-in dining area, making it ideal for everyday meals or entertaining guests. A separate formal dining room provides additional space for hosting family and friends. Just off the kitchen, you'll find the spacious primary suite, offering a comfortable private retreat thoughtfully separated from the guest bedroom. The primary suite features an ensuite bathroom with updated cabinetry and beautiful quartz countertops. Just off the living room, you'll find an additional sitting area that creates the perfect space for a cozy reading nook, morning coffee, or a peaceful place to unwind while enjoying the natural light and backyard views. This inviting space leads directly out to the screened lanai, creating a seamless transition between indoor and outdoor living. Overlooking the tranquil nature preserve with no rear neighbors, the lanai is the ideal setting to listen to the birds, watch local wildlife, and enjoy the peaceful surroundings. The paver driveway adds to the home's curb appeal, while the additional $85/month HOA fee covers water and grounds maintenance, allowing you to spend less time on upkeep and more time enjoying everything this vibrant community has to offer. Located in the heart of Sun City Center, one of Florida's most popular 55+ active adult communities, residents enjoy access to an incredible selection of recreational amenities, including two clubhouses, indoor and outdoor swimming pools, a fitness center, pickleball courts, tennis courts, shuffleboard, athletic fields, and more than 200 clubs and activities. Whether you enjoy staying active, meeting new friends, or simply relaxing and enjoying the Florida sunshine, Sun City Center offers something for everyone. Conveniently located near shopping, dining, medical facilities, and major highways, with easy access to Tampa, Sarasota, and the beautiful Gulf Coast beaches. With no rear neighbors, peaceful preserve views, major updates already completed, and an incredible active adult lifestyle, this home is a must-see! Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,335

Sqft

0.12 ac

Lot size

1991

Year built

One

Levels

$157

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Linoleum
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Skylight(s) · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$85/mo
Taxes (2025)$2,115/yr
PetsYes
CommunityClubhouse · Fitness Center · Golf Carts OK · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,955 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,441
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$176
HOA fee — from the listing$85
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,347Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,347
Interest rate7.50%
Loan term

Estimated payment

$1,955/mo

Principal & interest$1,441
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$176
HOA / condo fee$85
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$197KedgeAI estimate $227,540 · range $205K–$237K$247K

vs edgeAI estimate

−7.8%

$/sqft vs Sun City Center actives

$157 vs $156

Days on market

17 vs 54 typical

Where $157/sqft sits among the 332 Sun City Center actives

56
54
77 · this home
60
43
42
$98–120$120–141$141–163$163–184$184–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Drive times from this address

Downtown Tampa≈ 33 min
Tampa Int’l Airport (TPA)≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$250K → $250K

Sun City Center median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

200 of 332

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

Oct 21, 2026Listed at $209,900 · 17 days on market since
1991Built · SUN CITY CENTER UNIT 153

Reality check

What actually sold near 1940 GRAND CYPRESS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1012 AUGUSTA DRIVESold · Feb ’26

$260,000

1012 AUGUSTA DRIVE

2 bd · 2 ba · 1,334 sqft · $195/sqft · 201 DOM

1503 COUNCIL DRIVESold · Feb ’26

$205,000

1503 COUNCIL DRIVE

2 bd · 2 ba · 1,346 sqft · $152/sqft · 291 DOM

1609 COUNCIL DRIVESold · Feb ’26

$105,000

1609 COUNCIL DRIVE

2 bd · 2 ba · 1,316 sqft · $80/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1940 GRAND CYPRESS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1940 GRAND CYPRESS LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1940 GRAND CYPRESS LANE FAQs

What would the monthly payment be for 1940 GRAND CYPRESS LANE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,955/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1940 GRAND CYPRESS LANE?+

The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1940 GRAND CYPRESS LANE?+

The most recent tax bill on record (2025) was $2,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1940 GRAND CYPRESS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $209,900, this home is listed about 18% below the Sun City Center median of $255,000. The market section on this page shows how the area is trending.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Eddie Burton. MLS #TB8559365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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