CENTURY 21 Edge
$1,490,0003 bd3.5 ba2,020 sqft$738 /sqft≈$10,885 /mo all-in ↓

556 JOHNS PASS AVENUE, MADEIRA BEACH, FL, 33708

Active2 days on marketListed Oct 19, 2026MLS #TB8559543

WaterfrontPrivate poolSingle Family ResidenceCRYSTAL ISLAND 2ND ADD

About this home

556 JOHNS PASS AVENUE

Welcome to waterfront living at its finest in Crystal Island, one of Madeira Beach's highly sought-after waterfront neighborhoods! This beautiful coastal home offers 3 bedrooms, 3.5 bathrooms, 2,020 square feet of living space, and a spacious 2-car garage. Situated along a peaceful, no-wake canal, this property offers calm, protected waters ideal for docking your boat, launching jet skis, and enjoying easy access to the water. Step outside to your own private backyard oasis, featuring a newer heated pool (2023), outdoor kitchen, and 13,000-pound boat lift. The perfect setup for entertaining, relaxing, and enjoying waterfront living year-round! Inside, you?ll find all brand-new appliances and several updated major systems, including a 2025 AC system, 2024 water heater, and 2017 seawall. The roof was installed in 2015 and has been recently inspected, with no leaks or issues reported. A fully operational irrigation system keeps the tropical landscaping looking its best. Located in the desirable Crystal Island community, this home combines the charm of a peaceful waterfront neighborhood with the convenience of being close to Madeira Beach's beautiful beaches, boating, dining, and entertainment. With its waterfront amenities, thoughtful updates, and prime location, this home is ready for you to enjoy the coastal lifestyle you've been dreaming of.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,020

Sqft

0.17 ac

Lot size

2

Garage

1963

Year built

One

Levels

$738

Per sqft

Private poolWaterfrontPool & Water view

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener · Golf Cart Parking · On Street · Oversized
ExteriorPrivate Yard · Sliding Doors

Community & fees

Taxes (2025)$9,479/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,885 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$9,376
PMI (est., until 20% equity)$559
Property tax — 2025 actual bill$790
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,000
Interest rate7.50%
Loan term

Estimated payment

$10,885/mo

Principal & interest$9,376
PMI (est., until 20% equity)$559
Property taxes (actual bill)$790
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$997KedgeAI estimate $1,153,716 · range $1.0M–$1.2M$1.5M

vs edgeAI estimate

+29.1%

$/sqft vs Madeira Beach actives

$738 vs $628

Days on market

2 vs 81 typical

Where $738/sqft sits among the 118 Madeira Beach actives

68
35 · this home
3
4
1
7
$339–679$679–1020$1020–1360$1360–1701$1701–2042$2042+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Island

Drive times from this address

Downtown Tampa≈ 44 min
Tampa Int’l Airport (TPA)≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

Crystal Island — neighborhood snapshot

Population

1,274

Median age

58

Median income

$82,917

Median home value

$685,300

Avg household

2

Households w/ children

59%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$573K → $583K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

47 of 118

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 179% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Oct 19, 2026Listed at $1,490,000 · 2 days on market since
1963Built · CRYSTAL ISLAND 2ND ADD

Reality check

What actually sold near 556 JOHNS PASS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

529 JOHNS PASS AVENUESold · May ’26

$1,295,000

529 JOHNS PASS AVENUE · same community

4 bd · 2 ba · 2,273 sqft · $570/sqft · 458 DOM

533 JOHNS PASS AVENUESold · Mar ’26

$950,000

533 JOHNS PASS AVENUE · same community

2 bd · 2 ba · 1,760 sqft · $540/sqft · 31 DOM

517 JOHNS PASS AVENUESold · Jan ’26

$1,650,000

517 JOHNS PASS AVENUE · same community

3 bd · 2 ba · 2,342 sqft · $705/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 556 JOHNS PASS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 556 JOHNS PASS AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

556 JOHNS PASS AVENUE FAQs

What would the monthly payment be for 556 JOHNS PASS AVENUE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,885/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 556 JOHNS PASS AVENUE?+

The most recent tax bill on record (2025) was $9,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Madeira Beach?+

At $1,490,000, this home is listed about 79% above the Madeira Beach median of $831,292. The market section on this page shows how the area is trending.

Which schools are assigned to 556 JOHNS PASS AVENUE?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,490,000 runs 179% above the MADEIRA BEACH 33708 median — but at 2,020 sqft it's also 57% larger than the typical Madeira Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Madeira Beach market that averages 81 — if it fits, move quickly.

04Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 BEGGINS · Paris Faughn. MLS #TB8559543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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