CENTURY 21 Edge
$2,549,999$2,699,0004 bd3 ba3,072 sqft$830 /sqft≈$17,157 /mo all-in ↓

503 JOHNS PASS AVENUE, MADEIRA BEACH, FL, 33708

Active118 days on marketListed Jun 17, 2026MLS #TB8519984

✦ Reduced $149KWaterfrontPrivate poolSingle Family ResidenceCRYSTAL ISLAND 2ND ADD

About this home

503 JOHNS PASS AVENUE

PRICE REDUCED — STUNNING WATERFRONT on Crystal Island, Madeira Beach. This beautifully renovated 4-bed, 3-bath residence (gross 4,800 sq ft) delivers effortless indoor/outdoor living with sweeping open-water views from nearly every room. Boater’s dream location: deep water, no-wake zone, and just five minutes by boat to John’s Pass and the Gulf. The 2018 Trex dock includes full power and water, plus a 35,000-lb lift and a 16,000-lb lift to accommodate larger vessels. Entertainer’s layout features an open main level and a custom bar with beer fridge and ice maker. The expansive waterfront patio is complete with an outdoor kitchen and grilling area, perfect for sunset gatherings. A chef’s kitchen showcases custom cabinetry, Quartz/Cambria counters, and newer stainless appliances overlooking the oversized back deck and water. Upstairs, the spacious primary suite offers a large walk-in closet and a spa-style bath with travertine shower and sunken tub. Quality finishes throughout: luxury vinyl flooring upstairs, solid wood doors, new hardware, 5" baseboards, crown molding, and detailed casings. Major upgrades bring peace of mind: all new hurricane-impact sliders and windows, new water softener system (2024), pool resurfaced (2022), new pool heater (2022), and Hayward Pro-Grid equipment (2021). Notably, the home did not flood during Hurricane Helene. Enjoy golf-cart living just 2 miles to Madeira Beach’s sugar sands—shops, dining, and entertainment minutes away. Coastal luxury and a true waterfront lifestyle—at a new price. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,072

Sqft

0.21 ac

Lot size

2

Garage

1984

Year built

Two

Levels

$830

Per sqft

Private poolWaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Tile
ConstructionStucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorBalcony · Lighting · Outdoor Kitchen · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$27,373/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Propane · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,157 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,760
PMI (est., until 20% equity)$956
Property tax — 2025 actual bill$2,281
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $255,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $255,000
Interest rate6.00%
Loan term

Estimated payment

$17,157/mo

Principal & interest$13,760
PMI (est., until 20% equity)$956
Property taxes (actual bill)$2,281
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.5M
$1.4MedgeAI estimate $1,535,559 · range $1.5M–$1.6M$2.7M

vs edgeAI estimate

+66.1%

$/sqft vs Madeira Beach actives

$830 vs $624

Days on market

118 vs 85 typical

Where $830/sqft sits among the 118 Madeira Beach actives

65
34 · this home
7
4
1
7
$300–647$647–994$994–1341$1341–1688$1688–2035$2035+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Island

Drive times from this address

Downtown Tampa≈ 44 min
Tampa Int’l Airport (TPA)≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

Crystal Island — neighborhood snapshot

Population

1,274

Median age

58

Median income

$82,917

Median home value

$685,300

Avg household

2

Households w/ children

59%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$573K → $583K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

45 of 118

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 391% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,549,999 ▼ $149K
Jun 17, 2026Listed at $2,699,000 · 118 days on market since
1984Built · CRYSTAL ISLAND 2ND ADD

Reality check

What actually sold near 503 JOHNS PASS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

517 JOHNS PASS AVENUESold · Jan ’26

$1,650,000

517 JOHNS PASS AVENUE · same community

3 bd · 2 ba · 2,342 sqft · $705/sqft · 142 DOM

529 JOHNS PASS AVENUESold · May ’26

$1,295,000

529 JOHNS PASS AVENUE · same community

4 bd · 2 ba · 2,273 sqft · $570/sqft · 458 DOM

533 JOHNS PASS AVENUESold · Mar ’26

$950,000

533 JOHNS PASS AVENUE · same community

2 bd · 2 ba · 1,760 sqft · $540/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 503 JOHNS PASS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 503 JOHNS PASS AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

503 JOHNS PASS AVENUE FAQs

What would the monthly payment be for 503 JOHNS PASS AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,157/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 503 JOHNS PASS AVENUE?+

The most recent tax bill on record (2025) was $27,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Madeira Beach?+

At $2,549,999, this home is listed about 221% above the Madeira Beach median of $793,900. The market section on this page shows how the area is trending.

Which schools are assigned to 503 JOHNS PASS AVENUE?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,549,999 runs 391% above the MADEIRA BEACH 33708 median — but at 3,072 sqft it's also nearly 2 times the size of the typical Madeira Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,699,000, now $2,549,999 — a $149K cut. The full history is in the market section below.

Listing courtesy of REALTY EXPERTS · Cameran Colandrea. MLS #TB8519984.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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