400 ISLAND WAY UNIT 504, CLEARWATER BEACH, FL, 33767
Active3 days on marketListed Nov 4, 2026MLS #TB8559825
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About this home
400 ISLAND WAY UNIT 504
Sunsets over Mandalay Bay, from your own private balcony. This rare west-facing, fully renovated 2BR/2BA sits in the most sought-after building on Island Estates, offering Mandalay Bay and partial Gulf views overlooking the resort-style pool. Step inside to a COMPLETE end of 2023 renovation where every square inch is brand new. Level 5 smooth drywall (no popcorn, no texture), handcrafted custom baseboards, custom molding and trim, designer LED lighting on high-end dimmers, and Mannington Mills AduraMax waterproof luxury vinyl plank flow through a bright, modern open concept. Brand-new solid core interior doors, bifold closet doors and custom French doors give every room a quiet, substantial, high-end feel. The kitchen is the showstopper: quartz waterfall countertops, Carrara marble backsplash, soft-close cabinetry, lit glass-front cabinets, color-changing under-cabinet LEDs, pendant lighting and a deep black granite undermount sink. A pro-series stainless range with convection and air fryer anchors it, joined by a built-in microwave, counter-depth fridge and built-in wine fridge. Both baths are spa-worthy with custom tile and glass showers, and the primary bath adds custom built-in storage. Custom electric blinds and blackout curtains, closet organizers and a full-size in-unit washer/dryer complete the picture. Peace of mind comes standard: PGT hurricane-rated windows and sliding doors (2019), HVAC (2019), water heater (2021), new electrical and plumbing with an upgraded panel (end of 2023), and an in-unit sprinkler system (2026). Live the resort life: waterfront yacht club, Captain’s Lounge with billiards, upgraded fitness center with saunas and showers, heated pool, jacuzzi, tiki huts and BBQ grills. Covered parking included, no age restriction. Hop on the Jolley Trolley or ferry to Clearwater Beach, Downtown Clearwater and Dunedin, with groceries, pharmacy and dining within a block. Come for the sunsets, stay for the lifestyle. Unit 504 is waiting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,240
Sqft
2.93 ac
Lot size
1978
Year built
One
Levels
$383
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,117 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,117/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37%
$/sqft vs Clearwater Beach actives
$383 vs $555
Days on market
3 vs 133 typical
Where $383/sqft sits among the 220 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$583K → $835K
Clearwater Beach median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
117 of 220
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 ISLAND WAY UNIT 504
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$340,000
400 ISLAND WAY UNIT 705 · same community
2 bd · 2 ba · 1,240 sqft · $274/sqft · 178 DOM
Sold · Dec ’25$200,000
400 ISLAND WAY UNIT 308 · same community
2 bd · 2 ba · 1,240 sqft · $161/sqft · 403 DOM
Sold · Aug ’26$230,000
400 ISLAND WAY UNIT 211 · same community
2 bd · 2 ba · 1,240 sqft · $185/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 ISLAND WAY UNIT 504 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 ISLAND WAY UNIT 504 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 ISLAND WAY UNIT 504 FAQs
What would the monthly payment be for 400 ISLAND WAY UNIT 504?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 ISLAND WAY UNIT 504?+
The most recent tax bill on record (2025) was $5,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 ISLAND WAY UNIT 504?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $475,000, this home is listed about 37% below the Clearwater Beach median of $754,900. The market section on this page shows how the area is trending.
Which schools are assigned to 400 ISLAND WAY UNIT 504?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$475,000 is 17% below the CLEARWATER BEACH 33767 median of $569,000, and at $383/sqft it sits under the Clearwater Beach average of $651.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Clearwater Beach market that averages 133 — if it fits, move quickly.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Alison Salama. MLS #TB8559825.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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