CENTURY 21 Edge
$119,9002 bd2 ba912 sqft$131 /sqft≈$1,441 /mo all-in ↓

18675 US HIGHWAY 19 N UNIT 485, CLEARWATER, FL, 33764

Active11 days on marketListed Oct 28, 2026MLS #TB8560168

✦ Priced 40% below the CLEARWATER 33764 medianMobile HomeBAY ARISTOCRAT VILLAGE MOBILE HOME PARK UNREC

About this home

18675 US HIGHWAY 19 N UNIT 485

Welcome to Bay Aristocrat Village, a 55+ resident-owned cooperative community in Clearwater, Florida! This 1970 double-wide Mobile Home offers 2 bedrooms, 2 bathrooms, and 912 square feet of living area, along with a Florida room, covered carport, and additional storage space. Inside, the home features a comfortable living room, separate dining area, and kitchen equipped with a gas cooktop, range, refrigerator, microwave, and dishwasher. The primary bedroom includes an en-suite bathroom and built-in closet. Additional features include a membrane roof-over, mini-split air conditioning, washer and dryer, and a storage shed. The property is being offered unfurnished. Located on a non-waterfront lot, this home provides an opportunity to enjoy the amenities and lifestyle of Bay Aristocrat Village without the cost typically associated with direct waterfront properties. Residents enjoy a heated community pool and spa, clubhouse, shuffleboard courts, recreational facilities, fishing areas, and a community boat ramp with access to Tampa Bay. The monthly community fee is $360 and includes water, sewer, trash collection, grounds maintenance, and use of community recreational facilities. Conveniently located near shopping, dining, healthcare facilities, area beaches, and two international airports. Cash purchase only. Community approval is required. Contact the community office regarding ESA pets. Corporate ownership, LLCs, and partnerships are prohibited. No seller financing available.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

912

Sqft

0 ac

Lot size

1970

Year built

One

Levels

$131

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate · Vinyl
AppliancesDishwasher · Dryer · Gas Cooktop · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s)
LaundryElectric Dryer Hookup · Outside · Washer Hookup
CoolingMini-Split Unit(s)
HeatingElectric · Wall Units / Window Unit

Outside & construction

RoofMembrane · Roof Over
ConstructionMetal Frame · Vinyl Siding
FoundationCrawlspace · Pillar/Post/Pier
FacesNorth
ExteriorPrivate Mailbox · RV Hookup

Community & fees

HOA fee$360/mo
Taxes (2025)$543/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Fishing · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,441 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$823
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$45
HOA fee — from the listing$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,197Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,197
Interest rate7.50%
Loan term

Estimated payment

$1,441/mo

Principal & interest$823
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$45
HOA / condo fee$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $120K
$86KedgeAI estimate $99,143 · range $89K–$108K$125K

vs edgeAI estimate

+20.9%

$/sqft vs BAY ARISTOCRAT VILLAGE MOBILE HOME PARK UNREC

$131 vs $190

Days on market

11 vs 54 typical

Where $131/sqft sits among the 7 homes for sale in BAY ARISTOCRAT VILLAGE MOBILE HOME PARK UNREC

2 · this home
0
0
2
1
2
$131–148$148–164$164–180$180–196$196–212$212+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Aristocrat Village

Drive times from this address

Tampa Int’l Airport (TPA)≈ 25 min
Downtown Tampa≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Bay Aristocrat Village — neighborhood snapshot

Population

1,027

Median age

51

Median income

$72,294

Median home value

$229,693

Avg household

2

Households w/ children

18%

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryBelcher Elementary School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.6 months of inventoryBuyer’s market

$330K → $275K

Clearwater median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

2 of 7

BAY ARISTOCRAT VILLAGE MOBILE HOME PARK UNREC have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Oct 28, 2026Listed at $119,900 · 11 days on market since
1970Built · BAY ARISTOCRAT VILLAGE MOBILE HOME PARK UNREC

Reality check

What actually sold near 18675 US HIGHWAY 19 N UNIT 485

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18675 US HIGHWAY 19 N UNIT 415Sold · Jan ’26

$149,000

18675 US HIGHWAY 19 N UNIT 415 · same community

2 bd · 2 ba · 912 sqft · $163/sqft · 86 DOM

18675 US HIGHWAY 19 N UNIT 425Sold · Mar ’26

$111,000

18675 US HIGHWAY 19 N UNIT 425 · same community

2 bd · 1.5 ba · 900 sqft · $123/sqft · 93 DOM

18675 US HIGHWAY 19 N UNIT 478Sold · Apr ’26

$69,900

18675 US HIGHWAY 19 N UNIT 478 · same community

2 bd · 1.5 ba · 936 sqft · $75/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 18675 US HIGHWAY 19 N UNIT 485 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18675 US HIGHWAY 19 N UNIT 485 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18675 US HIGHWAY 19 N UNIT 485 FAQs

What would the monthly payment be for 18675 US HIGHWAY 19 N UNIT 485?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,441/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18675 US HIGHWAY 19 N UNIT 485?+

The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18675 US HIGHWAY 19 N UNIT 485?+

The most recent tax bill on record (2025) was $543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18675 US HIGHWAY 19 N UNIT 485?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $119,900, this home is listed about 60% below the Clearwater median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 18675 US HIGHWAY 19 N UNIT 485?+

Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Lee Vogt PA. MLS #TB8560168.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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