18675 US HIGHWAY 19 N UNIT 328, CLEARWATER, FL, 33764
Active10 days on marketListed Oct 1, 2026MLS #TB8551486
About this home
18675 US HIGHWAY 19 N UNIT 328
Located in Bay Aristocrat Village, a 55+ resident-owned waterfront co-op community in Clearwater, this charming 1 bedroom, 1 bath mobile home offers comfortable living with numerous recent updates. Recent improvements include energy-efficient vinyl Croft windows with tilt sash (2023), two mini-split heating and cooling units (2023), and a 10' x 10' raised composite front porch (2023) that was screened in during 2024. Additional upgrades include laminate flooring in the Florida Room (2023), vapor barrier replacement (2024), carport kick-outs added to the driveway (2025), and electrical outlet and lighting added to the shed (2026). Bay Aristocrat Village is a resident-owned 55+ waterfront co-op community offering an active Florida lifestyle with a full range of amenities. Residents enjoy a clubhouse with social events and activities, heated pool and spa, shuffleboard courts, game room, library, and creative spaces. Outdoor features include a private boat launch, kayak access, fishing piers, and a protected saltwater basin connected to Tampa Bay. The community also offers scenic outdoor gathering areas designed for both relaxation and engagement. Bay Aristocrat Village is a resident-owned cooperative community with monthly fees currently $360. Buyers should review all governing documents, fees, and approval requirements with the association. Corporate ownership, LLCs, and partnerships are prohibited. No seller financing available. ESA pet policies should be confirmed with the community office. Schedule your showing and experience the Bay Aristocrat Village lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
564
Sqft
0 ac
Lot size
1968
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,391 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,391/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+94.9%
$/sqft vs Clearwater actives
$207 vs $227
Days on market
10 vs 72 typical
Where $207/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Aristocrat Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Bay Aristocrat Village — neighborhood snapshot
Population
896
Median age
56
Median income
$67,297
Median home value
$209,817
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
244 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 18675 US HIGHWAY 19 N UNIT 328
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$42,000
18675 US HIGHWAY 19 N UNIT 128 · same community
1 bd · 1 ba · 552 sqft · $76/sqft · 17 DOM
Sold · Apr ’26$42,500
18675 US HIGHWAY 19 N UNIT 134 · same community
1 bd · 1 ba · 576 sqft · $74/sqft · 15 DOM
Sold · Nov ’25$130,000
18675 US HIGHWAY 19 N UNIT 140 · same community
2 bd · 2 ba · 768 sqft · $169/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 18675 US HIGHWAY 19 N UNIT 328 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18675 US HIGHWAY 19 N UNIT 328 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18675 US HIGHWAY 19 N UNIT 328 FAQs
What would the monthly payment be for 18675 US HIGHWAY 19 N UNIT 328?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,391/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18675 US HIGHWAY 19 N UNIT 328?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18675 US HIGHWAY 19 N UNIT 328?+
The most recent tax bill on record (2025) was $1,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18675 US HIGHWAY 19 N UNIT 328?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $117,000, this home is listed about 61% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18675 US HIGHWAY 19 N UNIT 328?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lee Vogt PA. MLS #TB8551486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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