19029 US HIGHWAY 19 N UNIT 21F, CLEARWATER, FL, 33764
Active2 days on marketListed Oct 21, 2026MLS #TB8560295
About this home
19029 US HIGHWAY 19 N UNIT 21F
Beautiful 2-Bedroom, 2-Bath 55+ Villa with Water Views! Enjoy peaceful waterfront living in this charming 2-bedroom, 2-bath villa featuring a bright and inviting layout. The kitchen offers plenty of cabinets and generous counter space, making meal preparation and entertaining a breeze. The spacious living room and dining room provide a comfortable setting for relaxing or gathering with family and friends, while the fireplace adds warmth and charm. The thoughtfully designed floor plan features separated bedrooms for added privacy, along with a bonus room offering extra space for a home office, hobby room, or additional sitting area. Step outside on the front porch and enjoy the beautiful water views and tranquil surroundings. A convenient carport provides covered parking. Indulge in an impressive array of amenities including a waterfront clubhouse, heated swimming pool, shuffleboard courts, fitness facilities, walking paths, fishing pier, and many community events. This lovely villa offers comfort, functionality, and a scenic setting—an ideal place to enjoy a relaxed lifestyle! Convenient to shopping, dining, airports, and Clearwater's world famous beaches. Don't miss this opportunity to own a beautiful villa in one of Clearwater's most sought-after waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,150
Sqft
3 ac
Lot size
1978
Year built
One
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,253 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−48.8%
$/sqft vs Clearwater actives
$121 vs $247
Days on market
2 vs 61 typical
Where $121/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Imperial Cove — neighborhood snapshot
Population
1,021
Median age
57
Median income
$66,250
Median home value
$198,300
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 19029 US HIGHWAY 19 N UNIT 21F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$228,000
19029 US HIGHWAY 19 N UNIT 21E · same community
2 bd · 2 ba · 1,150 sqft · $198/sqft · 76 DOM
Sold · Nov ’25$151,000
1877 PINE CONE CIRCLE
2 bd · 1.5 ba · 1,152 sqft · $131/sqft · 132 DOM
Sold · Nov ’25$293,000
1937 WHITNEY WAY
2 bd · 2 ba · 1,216 sqft · $241/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 19029 US HIGHWAY 19 N UNIT 21F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19029 US HIGHWAY 19 N UNIT 21F — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19029 US HIGHWAY 19 N UNIT 21F FAQs
What would the monthly payment be for 19029 US HIGHWAY 19 N UNIT 21F?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,253/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19029 US HIGHWAY 19 N UNIT 21F?+
The most recent tax bill on record (2025) was $923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19029 US HIGHWAY 19 N UNIT 21F?+
The listing reports pets: Breed Restrictions, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $139,000, this home is listed about 54% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19029 US HIGHWAY 19 N UNIT 21F?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33764 market on paper
$139,000 is 32% below the CLEARWATER 33764 median of $205,000, and at $121/sqft it sits under the Clearwater average of $295.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Clearwater market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Sandra Bohem. MLS #TB8560295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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