2618 COVE CAY DRIVE UNIT 108, CLEARWATER, FL, 33760
Active10 days on marketListed Sep 10, 2026MLS #TB8546076
About this home
2618 COVE CAY DRIVE UNIT 108
GROUND-floor COVE CAY VILLAGE 1 condo unit with beautiful golf course & Tampa Bay views! Just renovated 1BR/1.5BA unit featuring new interior finishes, brand new vinyl plank flooring, brand new appliances, fresh paint and light neutral interior colors make this unit feel fresh and new. This 810 sq ft unit features a guest half bath and the master suite offers a tub shower combo and frosted glass barn door style slider to the bath and closet area. Enjoy year-round the enclosed rear porch that overlooks the 17th fairway of the Cove Cay golf course. Perfect unit for someone that needs ease of entry being a ground floor unit and does not want to deal with elevators or stairways.... Includes private detached utility room, 1 assigned covered carport space, and access to Cove Cay Village 1 fitness center, pool, and clubhouse.....adjacent optional amenities (for an additional fee/charges) include the golf course and Cove Cay Marina also having a great restaurant. Monthly association fees include water, sewer, and trash utilities. The community also features 24-hr security....this is great Florida condo living at a great value!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
810
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Clearwater actives
$168 vs $225
Days on market
10 vs 53 typical
Where $168/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
247 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2618 COVE CAY DRIVE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$195,000
2618 COVE CAY DRIVE UNIT 801 · same community
2 bd · 2 ba · 1,050 sqft · $186/sqft · 151 DOM
Sold · May ’26$225,000
2618 COVE CAY DRIVE UNIT 206 · same community
2 bd · 2 ba · 1,050 sqft · $214/sqft · 3 DOM
Sold · Feb ’26$200,000
2618 COVE CAY DRIVE UNIT 706 · same community
2 bd · 2 ba · 1,050 sqft · $190/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2618 COVE CAY DRIVE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2618 COVE CAY DRIVE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2618 COVE CAY DRIVE UNIT 108 FAQs
What would the monthly payment be for 2618 COVE CAY DRIVE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2618 COVE CAY DRIVE UNIT 108?+
The most recent tax bill on record (2025) was $1,937. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2618 COVE CAY DRIVE UNIT 108?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $135,900, this home is listed about 51% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2618 COVE CAY DRIVE UNIT 108?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BINGHAM REALTY INC · Brian Infantino. MLS #TB8546076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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