CENTURY 21 Edge
$569,0002 bd1.5 ba1,595 sqft$357 /sqft≈$4,448 /mo all-in ↓

107 PETERSON LANE, PALM HARBOR, FL, 34683

Active2 days on marketListed Oct 23, 2026MLS #TB8560348

Single Family ResidenceINDIAN BLUFF ISLAND

About this home

107 PETERSON LANE

Completely rebuilt from the studs out in Palm Harbor, with a conditioned game room and a sand volleyball court out back. After the 2024 storms, this home was taken down to the studs and fully renovated, so the next owner moves into a turnkey home with nothing left on the project list. New drywall, baseboards, paint, interior doors, and hardware run throughout, along with wood-look tile flooring, a new AC system, a new water heater, new electrical and new plumbing. Walls came down to create a true open floor plan, and the kitchen now anchors the home. A quartzite waterfall island with a built in microwave gives you room to cook, gather, and serve at the same time. Across the room, a six-burner gas range with a pot filler sits in a custom arched alcove, framed by shaker cabinetry, brass hardware, floating shelves, a full wall of pantry storage, and all-new stainless steel appliances. The two bedrooms and one and a half baths are finished with the same care. The full bath features a walk-in shower with a built-in bench, pebble stone floor, frameless glass, a backlit mirror, and stone countertops. The half bath also has stone counters, and the laundry room is inside. The garage has been converted into a heated and cooled bonus room for a game room, home gym, or office (not included in heated square footage). Out back, a fenced backyard holds a sand volleyball court, a deck, and concrete patio slabs on both sides of the home. Minutes from the Pinellas Trail, Wall Springs Park, downtown Palm Harbor, and the Gulf beaches, it works as a full-time residence or a second home close to the water. Rebuilt from the studs. Open kitchen. Nothing left to do but move in. The owners had every intention of making this their 2nd home and the quality of the remodel reflects that care and attention to detail.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,595

Sqft

0.23 ac

Lot size

2

Garage

1960

Year built

One

Levels

$357

Per sqft

Negotiable

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Gas Cooktop · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingConverted Garage · Driveway · Garage Door Opener
ExteriorLighting

Community & fees

Taxes (2025)$5,929/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,448 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,581
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$494
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,900
Interest rate7.50%
Loan term

Estimated payment

$4,448/mo

Principal & interest$3,581
PMI (est., until 20% equity)$213
Property taxes (actual bill)$494
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $569K
$342KedgeAI estimate $388,995 · range $356K–$405K$592K

vs edgeAI estimate

+46.3%

$/sqft vs Palm Harbor actives

$357 vs $264

Days on market

2 vs 63 typical

Where $357/sqft sits among the 400 Palm Harbor actives

85
92
85
76
34 · this home
28
$162–207$207–252$252–297$297–342$342–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Bluff Island

Drive times from this address

Tampa Int’l Airport (TPA)≈ 40 min
Downtown Tampa≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Indian Bluff Island — neighborhood snapshot

Population

881

Median age

43

Median home value

$680,500

Avg household

3

Households w/ children

159

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★★
ElementarySutherland Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

225 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $569,000 · 2 days on market since
1960Built · INDIAN BLUFF ISLAND

Reality check

What actually sold near 107 PETERSON LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

103 CARLYLE DRIVESold · Sep ’26

$545,000

103 CARLYLE DRIVE · same community

3 bd · 2 ba · 1,517 sqft · $359/sqft · 60 DOM

109 PETERSON LANESold · Feb ’26

$900,000

109 PETERSON LANE · same community

4 bd · 3 ba · 2,348 sqft · $383/sqft · 111 DOM

121 AUGUSTA AVENUESold · Feb ’26

$1,305,000

121 AUGUSTA AVENUE · same community

4 bd · 4.5 ba · 3,166 sqft · $412/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 107 PETERSON LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 107 PETERSON LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

107 PETERSON LANE FAQs

What would the monthly payment be for 107 PETERSON LANE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,448/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 107 PETERSON LANE?+

The most recent tax bill on record (2025) was $5,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 107 PETERSON LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $569,000, this home is listed about 46% above the Palm Harbor median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 107 PETERSON LANE?+

Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$569,000 runs 42% above the PALM HARBOR 34683 median.

02Fresh on the market

Only 2 days on market in a Palm Harbor market that averages 63 — if it fits, move quickly.

03Strong assigned schools

Palm Harbor University High, Sutherland Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Donald Hathaway, III. MLS #TB8560348.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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