
107 PETERSON LANE, PALM HARBOR, FL, 34683
Active2 days on marketListed Oct 23, 2026MLS #TB8560348
About this home
107 PETERSON LANE
Completely rebuilt from the studs out in Palm Harbor, with a conditioned game room and a sand volleyball court out back. After the 2024 storms, this home was taken down to the studs and fully renovated, so the next owner moves into a turnkey home with nothing left on the project list. New drywall, baseboards, paint, interior doors, and hardware run throughout, along with wood-look tile flooring, a new AC system, a new water heater, new electrical and new plumbing. Walls came down to create a true open floor plan, and the kitchen now anchors the home. A quartzite waterfall island with a built in microwave gives you room to cook, gather, and serve at the same time. Across the room, a six-burner gas range with a pot filler sits in a custom arched alcove, framed by shaker cabinetry, brass hardware, floating shelves, a full wall of pantry storage, and all-new stainless steel appliances. The two bedrooms and one and a half baths are finished with the same care. The full bath features a walk-in shower with a built-in bench, pebble stone floor, frameless glass, a backlit mirror, and stone countertops. The half bath also has stone counters, and the laundry room is inside. The garage has been converted into a heated and cooled bonus room for a game room, home gym, or office (not included in heated square footage). Out back, a fenced backyard holds a sand volleyball court, a deck, and concrete patio slabs on both sides of the home. Minutes from the Pinellas Trail, Wall Springs Park, downtown Palm Harbor, and the Gulf beaches, it works as a full-time residence or a second home close to the water. Rebuilt from the studs. Open kitchen. Nothing left to do but move in. The owners had every intention of making this their 2nd home and the quality of the remodel reflects that care and attention to detail.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,595
Sqft
0.23 ac
Lot size
2
Garage
1960
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,448 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,448/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.3%
$/sqft vs Palm Harbor actives
$357 vs $264
Days on market
2 vs 63 typical
Where $357/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Bluff Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Indian Bluff Island — neighborhood snapshot
Population
881
Median age
43
Median home value
$680,500
Avg household
3
Households w/ children
159
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
225 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 PETERSON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$545,000
103 CARLYLE DRIVE · same community
3 bd · 2 ba · 1,517 sqft · $359/sqft · 60 DOM
Sold · Feb ’26$900,000
109 PETERSON LANE · same community
4 bd · 3 ba · 2,348 sqft · $383/sqft · 111 DOM
Sold · Feb ’26$1,305,000
121 AUGUSTA AVENUE · same community
4 bd · 4.5 ba · 3,166 sqft · $412/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 107 PETERSON LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 PETERSON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
107 PETERSON LANE FAQs
What would the monthly payment be for 107 PETERSON LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,448/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 PETERSON LANE?+
The most recent tax bill on record (2025) was $5,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 PETERSON LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $569,000, this home is listed about 46% above the Palm Harbor median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 107 PETERSON LANE?+
Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,000 runs 42% above the PALM HARBOR 34683 median.
02Fresh on the market
Only 2 days on market in a Palm Harbor market that averages 63 — if it fits, move quickly.
03Strong assigned schools
Palm Harbor University High, Sutherland Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Donald Hathaway, III. MLS #TB8560348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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