CENTURY 21 Edge
$324,000$335,0003 bd2 ba1,580 sqft$205 /sqft≈$2,674 /mo all-in ↓

474 FAIRBANKS ROAD, SPRING HILL, FL, 34608

Active16 days on marketListed Oct 22, 2026MLS #TB8560407

✦ Reduced $11KPrivate poolSingle Family ResidenceSPRING HILL

About this home

474 FAIRBANKS ROAD

Virtually Staged. Welcome to 474 Fairbanks, where all the major updates have already been completed, making this home truly MOVE-IN READY! This beautiful 3-bedroom, 2-bathroom home with a 1-car garage sits on a spacious .34-acre corner lot in the desirable 34608 zip code of Spring Hill, Florida! LET'S TALK ABOUT THE BIG-TICKET IMPROVEMENTS THAT HAVE ALREADY BEEN TAKEN CARE OF! Enjoy peace of mind with new flooring throughout, a ROOF installed in 2021, an AIR CONDITIONING SYSTEM replaced in 2020, an ELECTRICAL PANEL upgraded in 2018, and a SEPTIC DRAINFIELD installed by John in 2017! These major improvements mean you can spend less time worrying about costly updates and more time enjoying your new home! From the moment you pull up, you'll appreciate the beautiful corner lot featuring mature trees, a fully fenced yard, and plenty of room to park your BOAT, RV, or TRAILER! As you approach the home, you'll be welcomed by a charming screened entryway that leads through the front door into the family room. The kitchen is centrally located in the heart of the home, providing convenient access to the surrounding living spaces. Just beyond the kitchen, you'll find the living room featuring beautiful French doors that open directly to the screened lanai, creating the perfect flow for indoor and outdoor entertaining! This home offers a desirable SPLIT FLOOR PLAN, providing additional privacy for the primary suite. The primary bedroom features private access to the lanai, while the updated ensuite bathroom offers a single-sink vanity and a beautifully tiled walk-in shower. On the opposite side of the home, you'll find two comfortable guest bedrooms, both featuring ceiling fans and standard closets. Between the guest bedrooms is a dedicated OFFICE space, perfect for working from home, studying, or creating your own flex space. Adjacent to the office is the guest bathroom featuring a single-sink vanity and a tub/shower combination with tiled walls. NOW LET'S TALK ABOUT THIS BACKYARD! If you love entertaining, you've found the perfect place! Step outside to your very own Florida oasis featuring a massive 15' x 30' IN-GROUND SWIMMING POOL, an expansive 24' x 39' SCREENED ENCLOSURE, and approximately 486 square feet of CONCRETE POOL DECKING! Whether you're hosting weekend barbecues, celebrating special occasions, or simply enjoying a quiet afternoon poolside, this backyard was made for creating memories! With its generous corner lot, mature trees, fully fenced yard, room for your recreational toys, split-bedroom layout, fantastic pool area, and major improvements already completed, this home checks so many boxes! 474 Fairbanks is ready for its next owner! Don't miss your opportunity to enjoy the Florida lifestyle you've been dreaming of. Schedule your private showing TODAY!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,580

Sqft

0.34 ac

Lot size

1

Garage

1978

Year built

One

Levels

$205

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Laminate Counters · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryIn Garage · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorLighting · Private Entrance

Community & fees

Taxes (2025)$1,755/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,674 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,224
FHA mortgage insurance (est.)$143
Property tax — 2025 actual bill$146
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,340Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,340
Interest rate7.50%
Loan term

Estimated payment

$2,674/mo

Principal & interest$2,224
FHA mortgage insurance (est.)$143
Property taxes (actual bill)$146
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $324K
$259KedgeAI estimate $282,008 · range $269K–$290K$337K

vs edgeAI estimate

+14.9%

$/sqft vs SPRING HILL

$205 vs $195

Days on market

16 vs 48 typical

Where $205/sqft sits among the 313 homes for sale in SPRING HILL

57
64
77 · this home
53
35
27
$152–170$170–189$189–207$207–225$225–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 59 min
Downtown Tampa≈ 62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,658

Median age

43.9

Median income

$64,345

Median home value

$276,800

Avg household

2.55

Households w/ children

4,020

For the school run

Hernando County School District

ElementaryExplorer K-8★★★★★
HighFrank W. Springstead High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$325K → $296K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

179 of 313

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,000 ▼ $11K
Oct 22, 2026Listed at $335,000 · 16 days on market since
1978Built · SPRING HILL

Reality check

What actually sold near 474 FAIRBANKS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2410 COVINGTON AVENUESold · Nov ’25

$280,000

2410 COVINGTON AVENUE · same community

3 bd · 2 ba · 1,578 sqft · $177/sqft · 131 DOM

10426 LANSFIELD STREETSold · Feb ’26

$310,000

10426 LANSFIELD STREET · same community

3 bd · 2 ba · 1,610 sqft · $193/sqft · 54 DOM

14185 SEGOVIA STREETSold · Dec ’25

$329,500

14185 SEGOVIA STREET · same community

3 bd · 2 ba · 1,539 sqft · $214/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 474 FAIRBANKS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 474 FAIRBANKS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

474 FAIRBANKS ROAD FAQs

What would the monthly payment be for 474 FAIRBANKS ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,674/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 474 FAIRBANKS ROAD?+

The most recent tax bill on record (2025) was $1,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 474 FAIRBANKS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $324,000, this home is listed about 4% below the Spring Hill median of $337,889. The market section on this page shows how the area is trending.

Which schools are assigned to 474 FAIRBANKS ROAD?+

Explorer K-8 (elementary), Frank W. Springstead High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8560407.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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