
474 FAIRBANKS ROAD, SPRING HILL, FL, 34608
Active16 days on marketListed Oct 22, 2026MLS #TB8560407
About this home
474 FAIRBANKS ROAD
Virtually Staged. Welcome to 474 Fairbanks, where all the major updates have already been completed, making this home truly MOVE-IN READY! This beautiful 3-bedroom, 2-bathroom home with a 1-car garage sits on a spacious .34-acre corner lot in the desirable 34608 zip code of Spring Hill, Florida! LET'S TALK ABOUT THE BIG-TICKET IMPROVEMENTS THAT HAVE ALREADY BEEN TAKEN CARE OF! Enjoy peace of mind with new flooring throughout, a ROOF installed in 2021, an AIR CONDITIONING SYSTEM replaced in 2020, an ELECTRICAL PANEL upgraded in 2018, and a SEPTIC DRAINFIELD installed by John in 2017! These major improvements mean you can spend less time worrying about costly updates and more time enjoying your new home! From the moment you pull up, you'll appreciate the beautiful corner lot featuring mature trees, a fully fenced yard, and plenty of room to park your BOAT, RV, or TRAILER! As you approach the home, you'll be welcomed by a charming screened entryway that leads through the front door into the family room. The kitchen is centrally located in the heart of the home, providing convenient access to the surrounding living spaces. Just beyond the kitchen, you'll find the living room featuring beautiful French doors that open directly to the screened lanai, creating the perfect flow for indoor and outdoor entertaining! This home offers a desirable SPLIT FLOOR PLAN, providing additional privacy for the primary suite. The primary bedroom features private access to the lanai, while the updated ensuite bathroom offers a single-sink vanity and a beautifully tiled walk-in shower. On the opposite side of the home, you'll find two comfortable guest bedrooms, both featuring ceiling fans and standard closets. Between the guest bedrooms is a dedicated OFFICE space, perfect for working from home, studying, or creating your own flex space. Adjacent to the office is the guest bathroom featuring a single-sink vanity and a tub/shower combination with tiled walls. NOW LET'S TALK ABOUT THIS BACKYARD! If you love entertaining, you've found the perfect place! Step outside to your very own Florida oasis featuring a massive 15' x 30' IN-GROUND SWIMMING POOL, an expansive 24' x 39' SCREENED ENCLOSURE, and approximately 486 square feet of CONCRETE POOL DECKING! Whether you're hosting weekend barbecues, celebrating special occasions, or simply enjoying a quiet afternoon poolside, this backyard was made for creating memories! With its generous corner lot, mature trees, fully fenced yard, room for your recreational toys, split-bedroom layout, fantastic pool area, and major improvements already completed, this home checks so many boxes! 474 Fairbanks is ready for its next owner! Don't miss your opportunity to enjoy the Florida lifestyle you've been dreaming of. Schedule your private showing TODAY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,580
Sqft
0.34 ac
Lot size
1
Garage
1978
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,674 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,674/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
$/sqft vs SPRING HILL
$205 vs $195
Days on market
16 vs 48 typical
Where $205/sqft sits among the 313 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,658
Median age
43.9
Median income
$64,345
Median home value
$276,800
Avg household
2.55
Households w/ children
4,020
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$325K → $296K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
179 of 313
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 474 FAIRBANKS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$280,000
2410 COVINGTON AVENUE · same community
3 bd · 2 ba · 1,578 sqft · $177/sqft · 131 DOM
Sold · Feb ’26$310,000
10426 LANSFIELD STREET · same community
3 bd · 2 ba · 1,610 sqft · $193/sqft · 54 DOM
Sold · Dec ’25$329,500
14185 SEGOVIA STREET · same community
3 bd · 2 ba · 1,539 sqft · $214/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 474 FAIRBANKS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 474 FAIRBANKS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
474 FAIRBANKS ROAD FAQs
What would the monthly payment be for 474 FAIRBANKS ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,674/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 474 FAIRBANKS ROAD?+
The most recent tax bill on record (2025) was $1,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 474 FAIRBANKS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $324,000, this home is listed about 4% below the Spring Hill median of $337,889. The market section on this page shows how the area is trending.
Which schools are assigned to 474 FAIRBANKS ROAD?+
Explorer K-8 (elementary), Frank W. Springstead High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8560407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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