805 E OSBORNE AVENUE, TAMPA, FL, 33603
Active15 days on marketListed Oct 22, 2026MLS #TB8560691
About this home
805 E OSBORNE AVENUE
Welcome to this charming Seminole Heights bungalow, where classic character meets modern updates in one of Tampa's most popular neighborhoods. This 2-bedroom, 1-bath home features beautiful wood flooring, classic wood trim, abundant natural light, and an inviting front porch that adds to its timeless appeal. Glass French doors open into a spacious living room that flows into the dining area, creating a comfortable and functional layout. The updated kitchen features granite countertops, stainless steel appliances, and a convenient pass-through to the dining room. Just off the kitchen, a generously sized laundry room provides additional storage and everyday functionality. Outside, enjoy a covered side porch and a spacious, fenced backyard with plenty of room for entertaining, pets, or future outdoor improvements. A standout feature is the rear alley access with an electric gate, providing convenient entry to the backyard and additional parking flexibility. The front yard also features attractive horizontal wood fencing and gated access. Ideally located in the heart of Seminole Heights, this home offers easy access to local restaurants, coffee shops, breweries, and neighborhood favorites, including Ella's Americana Folk Art Cafe. Armature Works, downtown Tampa, and major highways are also just a short drive away. Whether you're looking for a primary residence or an investment opportunity, this property offers a great combination of classic bungalow charm, practical updates, and a convenient central Tampa location.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,154
Sqft
0.16 ac
Lot size
1939
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,814 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,814/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Tampa actives
$260 vs $277
Days on market
15 vs 55 typical
Where $260/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southeast Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Southeast Seminole Heights — neighborhood snapshot
Population
3,239
Median age
41
Median income
$88,336
Median home value
$369,979
Avg household
2
Households w/ children
210
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
192 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 805 E OSBORNE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
805 E CURTIS STREET · same community
3 bd · 2 ba · 1,480 sqft · $287/sqft · 98 DOM
Sold · Aug ’26$345,000
3022 SANCHEZ STREET
3 bd · 2 ba · 1,161 sqft · $297/sqft · 74 DOM
Sold · Feb ’26$225,000
1610 E 21ST AVENUE
2 bd · 1 ba · 1,180 sqft · $191/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 805 E OSBORNE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 805 E OSBORNE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
805 E OSBORNE AVENUE FAQs
What would the monthly payment be for 805 E OSBORNE AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 805 E OSBORNE AVENUE?+
The most recent tax bill on record (2025) was $5,550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $299,900, this home is listed about 30% below the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 805 E OSBORNE AVENUE?+
Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Aaron Barker. MLS #TB8560691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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